Job Description

Working within a dynamic Credit & Risk function, you'll assess, structure and manage commercial credit exposures while contributing to business growth and sound risk management outcomes.

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Key responsibilities include:

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- Assessing and underwriting commercial credit applications
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- Analysing financial statements, cash flow and customer performance
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- Preparing detailed credit submissions, risk assessments and recommendations
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- Managing dealer and customer relationships within a commercial finance environment
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- Monitoring borrower performance and establishing appropriate credit limits
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- Supporting collections and risk mitigation strategies where required
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- Preparing and negotiating credit documentation and lending agreements
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- Identifying opportunities to support new and existing business growth
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- Contributing to process improvement initiatives, including digital and automation solutions
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- Producing portfolio insights, reporting and risk trend analysis
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- Supporting and collaborating with team members across the broader credit function
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Working within a agile Credit & Risk function, you'll assess, structure and manage commercial credit exposures while contributing to business growth and sound risk management outcomes.

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Key responsibilities include:

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- Assessing and underwriting commercial credit applications
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- Analysing financial statements, cash flow and customer performance
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- Preparing detailed credit submissions, risk assessments and recommendations
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- Managing dealer and customer relationships within a commercial finance environment
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- Monitoring borrower performance and establishing appropriate credit limits
n
- Supporting collections and risk mitigation strategies where required
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- Preparing and negotiating credit documentation and lending agreements
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- Identifying opportunities to support new and existing business growth
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- Contributing to process improvement initiatives, including digital and automation solutions
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- Producing portfolio insights, reporting and risk trend analysis
n
- Supporting and collaborating with team members across the broader credit function
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Permanent, full time Clear progression pathway

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- A degree in Accounting, Finance, Commerce or a related discipline
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- Experience in credit analysis, underwriting, lending, banking, risk assessment or financial analysis
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- Strong ability to interpret financial information and assess risk
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- Excellent attention to detail and problem-solving skills
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- Strong written and verbal communication abilities
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- A proactive, self-motivated and accountable approach
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- The ability to manage competing priorities in a fast-paced environment
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- A collaborative mindset and willingness to support team success
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- Interest in technology, process improvement and evolving ways of working
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We're partnering with a leading global financial services organisation to recruit a Commercial Credit Analyst to join a high-performing Credit & Risk team. This is an opportunity to work on meaningful credit decisions, develop your underwriting capability, and build a long-term career in commercial finance.

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Whether you're an early-career credit professional ready for the next step or someone with established commercial credit experience, you'll be supported by a collaborative team and exposed to a diverse portfolio of dealer and customer relationships.

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- A supportive and inclusive team culture
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- Exposure to complex commercial credit and risk decisions
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- Ongoing career development and mentoring
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- Career progression within a global organisation
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- Flexible working arrangements
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- Contemporary systems and technology-driven ways of working
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- Strong focus on employee wellbeing and work-life balance
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- Competitive salary and benefits package
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📌 Credit Analyst (Queensland)
🏢 Michael Page
📍 Queensland