Salary:
$90K and upto $50K+ in commissions
About the role
Refyne is looking for a Mortgage Broker, experienced Parabroker or Credit Analyst to join a team of brokers who settle over $100 million annually. This is an opportunity to work alongside an experienced team, be handed quality investor leads, and bring your lending knowledge into a growing brokerage. You'll work in a hybrid arrangement (3 days office, 2 days work from home – Tuesday & Thursday) at Macquarie Park, Sydney.
Key responsibilities
Assess credit applications across self-employed borrowers, complex income structures, company and trust borrowers, portfolio investors and scenarios requiring deeper credit analysis
Structure lending solutions across residential, investment, commercial, bridging finance, construction and development funding, private lending and specialist finance
Work directly with BDMs, credit teams, commercial lenders, specialist funders and private lenders to workshop scenarios and find solutions for deals outside standard offerings
Take lending scenarios from initial assessment through to approval, identifying lender requirements and presenting deals to maximise approval chances
Analyse financials, structures, servicing, security positions and funding requirements using tools like BrokerEngine and Quickli
Develop lending strategies for clients with complicated scenarios including self-employed borrowers, bridging finance, construction projects, commercial property acquisition and private lending solutions
Stay across the lending landscape across residential, commercial, specialist and private lending, monitoring changing credit appetites
Provide ongoing support as a trusted lending resource for clients and the broader team, sharing knowledge and identifying solutions across wider lending scenarios.
About you
2–3 years of experience across mortgage broking, parabroking, credit analysis,



banking or a similar lending role
Certificate IV in Finance & Mortgage Broking
Strong foundations in residential and investment lending, including credit assessment, servicing, lender policy and loan structuring
Broader technical lending experience across one or more areas such as self-employed lending, commercial finance, bridging finance, construction or development funding, private or specialist lending, SMSF lending, company and trust structures or complex income scenarios
Strong analytical and problem-solving skills, with the ability to research policy, workshop scenarios with lenders and identify solutions where the answer isn't immediately obvious
Confidence communicating with clients, BDMs and credit teams, including explaining more involved lending strategies clearly and effectively
A proactive, commercially minded approach and solid attention to detail
Experience with BrokerEngine, Quickli, FLEX, ApplyOnline and Australian lender platforms would be highly regarded.
About us
Refyne specialises in investor lending — helping Australians purchase property, access equity and structure their finance as they build their property portfolios. Clients range from first-time investors through to experienced portfolio investors, business owners and clients with more sophisticated lending requirements. The team is backed by quality leads from Search Property, a leading Australian Buyers Agency.
Quality investor leads provided
Strong career and earning potential as the business grows
Clear pathway into broking for experienced Parabrokers and Credit Analysts
Opportunity to bring specialist lending knowledge into a growing team and help expand lending capability
Work with property investors and a broad range of lending scenarios
Modern Macquarie Park office with a campus-style vibe including gym, cafés and childcare
Hybrid flexibility with a collaborative, ambitious team
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📌 Mortgage Broker (New South Wales)
🏢 Refyne Loans
📍 New South Wales