Business Analyst, Payments (12-month contract)

- Contract

Forward with Cuscal

At Cuscal, our Commercial and Business teams are the backbone of our organisation. From supporting clients and driving growth to ensuring compliance, managing finances, and fostering a positive workplace culture, our people play a vital role in achieving our commercial objectives while staying true to our values.

If you’re looking for a role where your skills and ideas make a real impact, join us to help shape the future of payments in Australia.

As a Business Analyst – Payments , you’ll play a critical role in delivering complex payments solutions across Cards and real-time payments.

You’ll work closely with product, technology and client teams to define requirements, drive discovery and translate business needs into actionable outcomes that deliver value to our clients and their customers.

You’ll make an impact by:

- Translating requirements into explicit user stories with acceptance criteria
- Producing high-quality artefacts including process maps, gap and impact analysis
- Supporting delivery teams through refinement and solution design
- Driving data validation, reconciliation and migration activities
- Partnering with stakeholders across product, engineering and external clients

About you:

You’re an experienced Business Analyst with deep payments expertise and the ability to navigate complex, enterprise environments.

Must have experience:

- Robust experience in cards switch processing
- Hands-on knowledge of AS2805 / ISO8583 messaging
- Experience setting up debit, credit and prepaid card products
- Solid understanding of dual message processing




- Knowledge of card schemes (Visa, Mastercard, eftpos) and scheme compliance
- Experience with New Payments Platform (NPP)
- Understanding of PayID, PayTo, CoP and PACs messaging
- Familiarity with SWIFT messaging standards

Key capabilities:

- Expert in requirements gathering and documentation
- Strong experience in process mapping, gap analysis and technical specifications
- Ability to lead workshops and drive stakeholder alignment
- Proven experience working with technical teams in agile environments
- Strong data analysis skills , including SQL and Oracle

Nice to have:

- Exposure to digital wallets and tokenisation
- Experience with financial crime / fraud systems in Cards or NPP

Why Cuscal?

At Cuscal,you’llexperience engaging workthat’stransforming. You get the security of an established organisation and the energy of a company committed to innovation. For 60 years,we’veset the standard in payments, and nowwe’repreparing to redefine it for the future.

You’llalso enjoy a range of benefits, including:

- Recognition and growth : Celebrate achievements through IGNITE and grow with tailored development opportunities
- Wellbeing focus: We support your physical, mentaland financial health with holistic initiatives and access to discounts via Cuscal Advantage
- Inhouse Barista: for whenever you feel like your favourite hot beverage

Cuscal is an equal opportunity employer committed to creating a diverse, inclusive and barrier-free workplace. We welcome applications from Aboriginal and Torres Strait Islander peoples, people living with disability, LGBTQIA+ communities and individuals from culturally diverse backgrounds.

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📌 Business Analyst, Payments (12-month contract) (Sydney)
🏢 Cuscal
📍 Sydney