Job Description
Wave Money is a new broker-exclusive non-bank lender established to deliver residential mortgage solutions to an increasing pool of borrowers whose needs are not being met by traditional bank and non-bank lending institutions.
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Built "digitally" from the ground up, Wave Money's mortgage service proposition comprises best-of-breed technology for each stage in the process while the customer and broker experience are powered by onshore people, expertise, and relationships.
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This is where our Senior Lending Managers play a critical role.
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About the role
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Working closely with mortgage brokers and service providers this role is responsible for delivering great outcomes to our accredited broker partners and their customers. This role is a relationship focused credit assessment role which will see the ideal candidate willing to engage with broker partners on the phone every day.
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The Senior Lending Manager will maintain ownership of individual files from lodgment through credit assessment, loan documentation and loan settlement which includes:
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Responding to lending scenarios
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Reviewing each loan file to verify that supporting documents are present, accurate, and complete before credit underwriting
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Executing on a delegated lending authority
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Working with valuers, solicitors, and other business partners to create efficiency
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Overseeing the loan process through mortgage software system
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Ensuring that loan rules, obligations, and deadlines are met
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Supporting brokers with their applications to ensure files meet SLA's and key settlement timeframes
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Providing brokers ongoing communication and support throughout the lifecycle of the mortgage
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Contributing to continuous improvement projects
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About you
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You are currently working in a lending or credit assessment role within a lender or a mortgage broking firm.
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You are looking to take the next step and advance your career and professional development building new skills and relationships.
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You are a motivated high performer and are looking for an opportunity where you can align your income with your high performance.
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You bring the following skills and experience:
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Minimum 2-3 years of experience with mortgage loan decisioning preferred
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Have held a Delegated Lending Authority of at least $1m
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Experience with non-bank mortgage lending would be preferred
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Experience with Simpology Loan App would be highly regarded
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Strong understanding of mortgage lending credit policies, processes, and products
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Sound understanding of the National Consumer Credit Act
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Working knowledge of financial institution operational and compliance requirements
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Well-developed communication and problem-solving skills, a genuine willingness to pick up the phone to find solutions
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Ability to establish and maintain effective working relationships with both internal and external stakeholders
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Ability to work well both independently and within a team environment
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Strong organisational and time management skills
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A true solution focus to credit assessment
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Strong attention to detail
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Ability to multi-task
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Exceptional customer service skills with a focus on building relationships
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Adaptable with a robust ability to navigate and learn new systems and processes
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Certificate IV in Finance and Mortgage Broking well regarded
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Why us?
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By becoming part of Wave Money, you will join a fast-growth non-bank lender working closely with the senior executives of the business with lots of scope for career growth and advancement.

📌 Senior Lending Manager (New South Wales)
🏢 Wave Money
📍 New South Wales