About Driva
Driva is an award-winning car finance platform that allows customers to get quotes from 50+ lenders in less than 2 minutes. No shopping around, no applying with only 1 bank or lender, we do the heavy lifting in minutes. We're known for our leading technology, cutting-edge approach, transparency, and commitment to customer satisfaction.
Our culture thrives on creativity, collaboration, and continuous learning, making Driva an exceptional workplace for those who are passionate about putting innovative finance products in the hands of millions of consumers.
The Role
We are looking for a Credit Consultant to join the team at Driva. The Credit team at Driva coordinate and facilitate credit applications from under review through to pre-approval. This involves building key working relationships with our lenders to finalise approvals and strong analytical skills as the successful applicants will be required to review credit policies from multiple lenders.
Key Responsibilities
- Loan Assessment: Review and assess a large volume of pre-qualified loan applications against multiple lender's credit policies.
- Document Review: Analyse and validate supporting documents provided by the customer, leveraging Driva AI.
- Due Diligence: Undertake due diligence in accordance with credit policies and procedures to ensure the loan matches customer needs and supporting documentation meets credit policy requirements.
- Team Collaboration: Work with team members cross-functionally to progress applications through to completion, including handover to our Settlements Team to finalise applications.
- External Stakeholder Engagement: Develop key working relationships with lenders to finalise approvals and increase conversion from lodgement to approval.
- Compliance Adherence: Ensure compliance with industry regulations and internal company policy in relation to documentation,
fact finds and preliminary assessments.
- Professional Development: Continuously update knowledge on products, technologies, credit policies and regulatory changes impacting loans.
Skills and Experience
Required
- Previous experience (ideally 2+ experience) in Asset Finance
- Experience across at least 2 of the following areas is preferred: AU Consumer, Commercial, Novated, or New Zealand market.
- Sound understanding of Financial Services
- Exposure to CRM (Salesforce preferred but would consider other software experience)
- Eagerness to learn and exceed targets
- High attention to detail and strong analytical skills
- Excellent communication and negotiation skills
- Passion for the industry and a strong desire to help customers
Preferred
- Undergraduate degree in Commerce, Economics or Finance
- Experience in Fintech or within another startup
- Certificate IV in Finance & Mortgage Broking
Benefits
- Hybrid Work Model: We’ll support your commute with an allowance to cover travel expenses for in-office days. We’ll also support your at-home work set up so you can thrive in both work environments!
- Thank You Days: Receive additional days off as a token of appreciation, with the number increasing each year, capped at 5 extra days annually.
- Wellbeing Days: Enjoy 2 wellbeing days off per year so you can take time off to focus on your mental health.
- Discounted Novated Leasing Package: Take advantage of our significantly discounted novated leasing package, reflecting our expertise in finance.
- Work from Anywhere: For up to 4 weeks per calendar year, you can combine a holiday with work, spend more time with family, or explore a new city.
- Accelerate your Career: Take your professional growth to the next level with a Learning and Development budget and paid learning days, ensuring you have all the resources you need to excel in your career.
📌 Credit Consultant (Sydney)
🏢 Driva
📍 Sydney