Shape how risk works across HCF. Lead the frameworks that guide better decisions, strengthen governance and support our future growth.This is an opportunity to step into a highly influential role where you'll help shape how risk management is embedded across HCF.

As Senior Manager, Risk Frameworks, you'll be responsible for maintaining and continuously improving HCF's enterprise risk management framework. You'll ensure our policies, standards and risk practices remain practical, fit for purpose and aligned to both our strategy and regulatory obligations.

Working closely with senior leaders and specialist risk teams, you'll bring consistency across a range of risk disciplines including operational, technology, data, product and pricing risk. A key part of the role is making sure risk management expectations are clear, well understood and add value without creating unnecessary complexity.

You'll also play an important role in strengthening how risk information is captured, reported and used across the organisation, helping HCF continue to mature its risk capability and governance practices.

If you enjoy influencing at a strategic level, partnering with stakeholders across a business and finding better ways to do things, this is a role where you can make a genuine impact.

About you

You're an experienced risk professional who enjoys building practical frameworks that help organisations manage risk effectively and make informed decisions.

You'll bring:

- Bachelor’s degree in Business, Commerce, Law, Risk Management, Governance,
- Finance or a related field.
- Professional certification or postgraduate study in risk management, governance, compliance, audit or related discipline is desirable.
- Strong experience in enterprise risk management, risk frameworks, governance or a related discipline.
- A solid understanding of regulatory expectations and contemporary risk management practices.




- The ability to influence and partner with senior stakeholders across a complex organisation.
- Experience developing, reviewing or enhancing risk frameworks, policies, standards and methodologies.
- Strong communication skills with the ability to simplify complex concepts and bring people on the journey.
- A continuous improvement mindset and a passion for lifting risk maturity across an organisation.

Most importantly, you'll be someone who can balance strategic thinking with practical outcomes, helping ensure risk management remains effective, consistent and relevant across HCF.

About HCF

At HCF, our purpose is to bring our human touch to healthcare. Since 1932 we’ve been putting our members and their health first. As Australia’s largest not-for-profit health fund, we cover 2 million members with health, life, travel and pet insurance and our vision is to make healthcare understandable, affordable, high quality and member centric.

We want to be true health partners to our members, easily guiding the healthcare choices that are right for them. At HCF, our values are the way we do things and create the necessary culture to help us realise our purpose and deliver our Strategy. Living our values in action we step forward, walk in their shoes, stay human, make it better and get there together.

Culture & Benefits

Purpose-driven passion

We’re united by a common purpose: to make healthcare affordable, understandable, high quality and member-focused.

Wellness and work-life balance





We’ll empower you with the necessary skills and tools to support your personal wellbeing journey, ensuring you perform at your best. Our offerings include:

- Flexible working arrangements
- 50% subsidy on HCF hospital and/or extras cover
- Family-friendly certified employer
- 18 weeks of parental leave for all new parents
- Mental health and wellbeing programs, including workshops, fitness classes, flu vaccinations, skin checks and more
- Discounts on HCF’s products, including life, pet and travel Insurance, as well as discounts at Fitness First gyms and on our eyecare products.

Collaboration and inclusivity

We embrace diversity as our strength and are committed to maintaining an inclusive and cooperative work environment. Our workplace is welcoming and safe for all our employees, irrespective of their unique characteristics including age, ethnicity, cultural or spiritual background, gender identity, disability, education and socio-economic status.

Continuous learning and growth

We believe in lifelong learning. HCF provides opportunities for personal and professional development. From workshops to mentorship programs, we encourage your growth and curiosity.

Next steps

If you require any adjustments to assist you in making your application or during the recruitment or onboarding process, please reach out to Talent Acquisition – [email protected] to discuss or call 02 9290 0464.

We encourage applicants to submit their applications at their earliest convenience, as at HCF, we review applications as they are submitted, and may have filled the role prior to the job closing date.

Please be aware of recruitment scams, phishing, and impersonation attempts. HCF will never request payment or sensitive financial information at any stage of the recruitment process. If you receive suspicious communications claiming to be from HCF, please verify them through our Careers page or contact us directly.

📌 Senior Manager, Risk Frameworks (Sydney)
🏢 HCF
📍 Sydney