Product Manager The Prospect:

One of Australia's fastest scaling FinTechs is hiring a commercially minded, data-led Product Manager to drive growth and innovation across its personal finance product suite.

This is an ethically built, direct-to-consumer lender with over 1 million registered users, helping everyday Aussies manage short-term cash flow issues.

Having just posted record profits, this is a scale-up proving its model works.

And it does it the right way: flat, transparent pricing, no late-fee traps, recognised for multiple industry awards.

What you'll do:
Own a squad of around 7 engineers and a dedicated designer, with data science and credit risk specialists alongside you, no delivery or analyst layer, reporting into the Head of Product
Start each day in the numbers: approvals, conversion, losses, customer behaviour. Pull them yourself (SQL or equivalent), spot what moved, form your own view
Break the problem down, size the commercial upside, turn it into requirements a lean squad can ship, then measure and go again
Run multiple initiatives in parallel on a sprint cadence, not quarters, a genuine step up in pace if your world currently moves in months
Own key features across the lending portfolio end to end:



write concise requirements, rules and edge cases, and partner with lending, risk, operations, marketing and analytics on the trade-offs
Keep lending protected, transparent and commercially smart, not just bigger for the sake of volume

What you bring:
Proven at pace: several initiatives at once, shipped on sprint timelines, no delivery layer between you and engineering
Owned a core web or app journey, ideally application, onboarding or origination, accountable for approvals, conversion or losses, not just top-of-funnel
Experience in consumer lending, BNPL, on-demand pay, digital banking or other regulated credit products. Domain fluency helps but isn't the gate
A consulting foundation is well regarded, especially if you moved from strategy or advisory into fintech or a scale-up
Real operating experience on top: you've shipped things and worked directly with engineers, not just advised
Robust commercial instinct: you can explain what your work did to revenue, margin or losses, not just conversion
High curiosity, low ego, into the weeds by default

Apply now or reach out directly for more information.

📌 Product Manager Sydney (Australia)
🏢 Latitude IT
📍 Australia