Job Description
All Roads Wholesale Fund is seeking a commercially minded Senior Executive to join the business in a broad hybrid leadership role spanning finance, private credit, investment, liquidity, risk and governance.
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Our ideal candidate will bring experience across one or more of the following areas: Chief Financial Officer, Investment Management and Senior Credit Executive, with the commercial judgement and adaptability to operate effectively across all three.
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This is not a conventional corporate CFO position. The role requires someone who understands accounting, financial management and liquidity, but who can also think like a lender.
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All Roads operates within a privately owned, entrepreneurial small-business workplace. The Managing Director has interests across a number of associated businesses, and our people work collaboratively across those businesses where their expertise is required.
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While this is a senior executive appointment involving significant financial responsibility and multi-million-dollar transactions, we do not operate with the layers or narrowly defined functions of a large corporate environment.
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We are looking for someone equally comfortable in the Boardroom and in the detail.
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You may be assessing a significant lending transaction or presenting a recommendation to the Board one day, and investigating an inter-entity discrepancy, challenging a budget assumption or reviewing an unusual transaction the next.
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We value people who take ownership of the outcome rather than the boundaries of a job description.
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The Role
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Working closely with the Managing Director, Board, Investment/Credit Committee, Responsible Managers, finance team and external advisers, your responsibilities will include:
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Overseeing financial reporting, budgeting, forecasting, performance analysis and Board reporting across the Fund and associated businesses.
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Managing cashflow, liquidity, funding commitments, capital deployment and cost of funds.
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Maintaining oversight of day-to-day financial records and ensuring financial information across the businesses is accurate, current and reliable.
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Reviewing underlying transactions and financial information to identify discrepancies, unusual movements, control weaknesses and emerging risk issues.
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Managing and reviewing inter-entity transactions and balances and providing reliable actual financial data for budgeting and forecasting.
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Assessing property-backed lending and development funding opportunities, including borrower capacity, serviceability, feasibility, valuations, LVRs, security, pricing, cost of funds and exit strategies.
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Evaluating the commercial merits and risks of proposed transactions and recommending appropriate conditions, mitigants and actions.
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Preparing and reviewing Credit Papers and acting as a central member of the Investment/Credit Committee in making recommendations to the Managing Director and Board.
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Coordinating due diligence, documentation and settlement with lawyers, valuers, Quantity Surveyors and other external advisers.
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Facilitating drawdown and payment authorisation processes and ensuring required approval and settlement conditions are satisfied before funds are released.
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Monitoring existing loans, including repayments, arrears, covenants, maturity, security, construction progress and emerging risks.
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Supporting wholesale investor and fundraising activities where required.
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Providing oversight of the Fund's AFSL, AML/CTF, compliance and risk management framework in conjunction with Responsible Managers and compliance personnel.
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Identifying financial, operational and risk-management flags early and ensuring matters are investigated, escalated and followed through to resolution.
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A Hands-On Executive Role
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The successful candidate must be capable of operating at both strategic and operational levels.
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We are looking for someone with the experience and judgement to manage significant financial and investment responsibilities, but also the humility and flexibility to get into the underlying detail when required.
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If a balance does not make sense, a transaction appears unusual or financial information cannot be relied upon, you will be willing and able to investigate the issue rather than simply delegate it.
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You will understand that in a small business, seniority does not remove responsibility for the detail.
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This role will suit someone who enjoys variety, autonomy and responsibility and who is prepared to roll up their sleeves when required to achieve the right outcome.
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About You
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You may currently be a CFO or senior finance executive, Investment Manager, Head of Credit, senior Credit Manager, private credit or property finance professional, development finance professional, banker or senior commercial finance professional.
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You will ideally bring:
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Strong commercial judgement and financial acumen.
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Significant experience in finance, private credit, commercial lending, property finance, investment management or funds management.
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Strong financial modelling, credit assessment and analytical capability.
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Experience assessing property-backed lending or development funding transactions.
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Strong cashflow, liquidity, budgeting and forecasting capability.
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Experience preparing or reviewing Credit Committee, Investment Committee or Board papers.
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The ability to move from high-level financial reporting into transactional detail and identify discrepancies or emerging risks.
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Exposure to AFSL, wholesale funds management or regulated financial services environments would be highly regarded.
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Relevant tertiary qualifications in accounting, finance, commerce, economics, property or a related discipline.
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Advanced Xero & Microsoft 365 skills, together with strong systems aptitude.
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CA, CPA, CFA or equivalent professional qualifications would be highly regarded.
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Just as importantly, you will have high emotional intelligence and strong people skills.
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You will be able to read a situation and the people involved, understand the real issue behind an objection or competing position, and adapt your communication accordingly.
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You will be comfortable having difficult conversations, challenging assumptions and negotiating a practical way forward while protecting the commercial interests of the business.
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We are looking for someone who:
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Communicates confidently and builds trust quickly.
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Is dynamic, commercially minded and driven by results.
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Is low ego, collaborative and willing to assist wherever required.
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Can challenge people respectfully without creating unnecessary conflict.
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Understands when to listen, when to question and when to influence.
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Can navigate objections and competing interests to reach a commercially sensible outcome.
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Remains calm and solutions-focused under pressure.
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Takes ownership and follows matters through to completion.
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Can move comfortably between detailed analysis and the broader commercial picture.
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Can take a complex situation, identify what matters and provide a clear recommendation on the way forward.
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We are ultimately looking for someone who combines financial intelligence, commercial judgement and people intelligence.
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Why Join All Roads?
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This is an prospect to take on a genuinely broad senior position with direct exposure to:
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Finance
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Capital Management
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Private Credit
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Property Lending
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Development Finance
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Investment Assessment
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Credit
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Risk
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Governance
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Compliance
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You will work closely with the Managing Director and Board and have meaningful involvement in the financial, investment and commercial direction of the Fund and associated businesses.
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For the right person, the attraction of this role is its variety, autonomy and ability to directly influence outcomes.

📌 Chief Financial Officer / Investment Manager - Private Credit (Queensland)
🏢 All Roads Wholesale Fund
📍 Queensland