Job Description
We're on a mission to become the best specialist lending company in Australia and New Zealand, and we're looking for ambitious, driven people to help get us there.
We've got bold goals and a clear vision for the future.
That means exciting opportunities for those ready to champion new ideas, challenge the status quo, and grow alongside us.
If you're hungry to make an impact, thrive in a fast-paced environment, and love turning ideas into action – you'll feel right at home here.
Some recovery roles are about working a queue.
This one isabout taking ownership of the complex debt recovery matters that requirejudgement, persistence and a clear understanding of the legal optionsavailable.
We are looking for a Legal Recoveries Officer to managecomplex accounts through late stage recovery, insolvency, litigation andenforcement.
You'll join a small Late Recoveries team and take ownership of aspecialist function that sits between Collections and the external lawyers andagents who help us enforce our contractual rights.
This role is where you will have a solid understanding ofinsolvency and recovery law, experience in navigating complex debt matters aswell as the ability to make commercial decisions inchallengingsituations.
The role
You'll pick up files following default and agencyplacement, assess the available contractual and legal recovery options, anddetermine the best path forward.
Depending on the matter, that could involve negotiating a final resolution with a customer or guarantor, managing an insolvency or liquidation process, instructing lawyers and recovery agents, overseeing the repossession and realisation of an asset, or pursuing a remaining shortfall.
You'll be trusted to manage your matters from assessmentthrough to resolution, balancing customer circumstances,



legalobligations,recoveryprospects and commercial outcomes.
What you'll do
Managecomplex secured and unsecured accounts through litigation,insolvency,liquidation,enforcement and recovery
Takeownership of files following default and external agency placement
Assesscontractual and legal recovery options based on exposure, risk, cost andthe likelihood of recovery
Actas the key link between Collections, external lawyers,insolvencypractitionersand recovery agents
Negotiatesettlements,payment arrangements and late-stage resolutions withcustomers, guarantors and third parties
Preparelegal documentation and clear, comprehensive instructions for solicitorsand enforcement providers
Coordinatestatementsof claim, default judgment applications, process serving andother enforcement activity
Manageliquidation, insolvency and guarantor recovery processes
Overseeasset repossession and realisation, including the management of anyremaining shortfall
Maintainaccurate, audit-ready case files, legal registers and critical deadlines
Contributeto the continued development of effective late-stage and legal recoveryprocesses
What we're looking for
This is quite a specialised role.
You may come from legalrecoveries, commercial collections, debt litigation or insolvency.
Alternatively, you may be a paralegal or legally trained professional withstrong exposure to collections, lending or asset recovery.
You'll bring:
Atleast two years' experience in legal recoveries,



commercial collections,debt litigation, insolvency or a related financial services environment
Astrong understanding of late-stage debt recovery, litigation andenforcement processes
Knowledgeof insolvency, liquidation, guarantor recovery, asset realisation andshortfall recovery
Anunderstanding of contractual rights and the commercialconsiderationsinvolvedin pursuing legal action
Confidencehandling difficult negotiations and holding your position whencircumstances become challenging
Experienceinstructingand working with external solicitors, recovery agents andenforcement providers
Strongwritten communication skills, including the ability to prepareformalcorrespondenceand clear legal instructions
Soundjudgement and the ability to make practical, commercially informeddecisions
Highattention to detail and the ability to manage multiple complex matters anddeadlines
Aresilient, tenacious approach, balanced with fairness, professionalism andan appropriate customer focus
**Knowledge of Australian civil procedure, NCCPrequirements, the Privacy Act **** and ASIC and ACCC debt collection guidelineswill be valuable.
A paralegal, legal executive, insolvency or law-relatedbackground is highly regarded, but is not essential.
Our values are the fabric of what makes BFS, BFS
They guide our decisions, shape how we work, set the standards we hold ourselves and each other to, and build the trust that brings us together.
Champion the Customer: We put people at the heart of every decision
Win Together: We achieve more when we work as one
Do What's Right: We act with integrity and take responsibility
Be Curious: We keep an open mind to new possibilities
Together, these values help create a workplace where people can grow, contribute and do their best work.

📌 Legal Recoveries Officer (New South Wales)
🏢 Avanti Finance Group
📍 New South Wales