Job Description
At CommonCents Financial Planning, we're looking for a Financial Adviser who wants to learn, grow and build a long-term career in advice.
This is an ideal opportunity for someone early in their advice career.
You might have recently completed your Professional Year, be working in your first adviser role, or be ready to step up from an Associate Adviser position.
We're not looking for someone with 15 years' experience and an established client book.
We're looking for someone with the right attitude, strong communication skills and a genuine passion for helping people improve their financial lives.
About us
Build a career, not just a job
At CommonCents Financial Planning, we're looking for a Financial Adviser who wants to learn, grow and build a long-term career in advice.
This is an ideal opportunity for someone early in their advice career.
You might have recently completed your Professional Year, be working in your first adviser role, or be ready to step up from an Associate Adviser position.
We're not looking for someone with 15 years' experience and an established client book.
We're looking for someone with the right attitude, strong communication skills and a genuine passion for helping people improve their financial lives.
About us
CommonCents Financial Planning is a financial advice and education business based in Toowoomba.
We help busy families stop worrying about money and start living a richer life by improving their relationship with money.
Our team delivers advice across:
Superannuation
Retirement planning
Investments
Insurance
Estate planning
Tax strategies
Wealth accumulation
Government benefits and Centrelink strategies
We're a values-driven business that believes great financial advice changes lives.
We also believe our team members deserve the same opportunity to grow and thrive as our clients.
What you'll be doing
This role combines working with both current and existing clients.
You will:
Lead client discovery, strategy and review meetings




Build trusted long-term client relationships
Develop tailored financial strategies
Help clients make confident financial decisions
Work closely with our Strategy and Client Experience teams
Identify opportunities to deepen client relationships
Contribute to new client growth and referrals
Maintain high compliance and professional standards
You'll have support around you, established processes, and access to experienced advisers and team members who genuinely want to help you succeed.
Why join CommonCents?
Genuine career development
We have a strong focus on mentoring, coaching and helping our people develop professionally, personally and financially.
Our goal is for team members to build a career with us, not simply hold a job.
Supportive team culture
We value accountability, gratitude, respect, teamwork and continuous improvement.
We celebrate wins, learn from mistakes and support each other's success.
Training and development
Access professional development support, training subsidies, coaching and ongoing learning opportunities.
Work with purpose
Every day you'll help clients make better financial decisions and achieve meaningful outcomes for their families.
Additional benefits
Super Partnership Program (SPP)
Professional development support
Business and personal development coaching
Collaborative team environment
Regular team events and celebrations
Adaptable work arrangements available after qualifying period
About you
You don't need decades of experience.
We're looking for someone who:
Is passionate about helping people
Communicates clearly and confidently
Builds trust naturally
Takes ownership and follows through
Is organised and self-motivated
Enjoys learning and improving
Works well in a team environment
Holds appropriate financial planning qualifications or is progressing towards the required standards
Most importantly, you'll align with our values and genuinely care about creating great client experiences.
Location
This is a full-time position based in our Toowoomba office.

📌 Financial Adviser (Toowoomba)
🏢 CommonCents Financial Planning
📍 Toowoomba