Lending Consultant | Asset Finance, Business & Commercial Lending
Chatswood NSW | Full-time, hybrid | Base + commission
About us
Omnirex Partners is a Sydney-based finance brokerage headquartered in Chatswood, working with clients across Australia.
We hold accreditations with more than 40 lenders, spanning major banks, specialist financiers and private funders across the prime, near-prime and non-conforming segments.
That breadth is what lets us place transactions other brokerages turn away.
Our work covers asset and equipment finance, secured and unsecured business lending, commercial finance, personal loans and home loans.
Recent deals range from unsecured working capital facilities for growing businesses through to a $1M aircraft facility for a client importing from Canada.
That is the kind of transaction that only settles when the structure is right from the outset.
We were named Best New Partner at the **** ALG Finance Awards.
We think structurally rather than reactively, we know where each lender's appetite genuinely sits, and we build long-term client relationships rather than one-off transactions.
The role
You will manage lending opportunities from initial enquiry through discovery, structuring and credit assessment, across asset and equipment finance, secured and unsecured business loans, commercial facilities and consumer lending including personal loans.
This is a hands-on origination and client-facing role, suited to someone who enjoys direct client contact, understands lender appetite, and can structure a deal correctly the first time.
You will work closely with our Credit Specialists, referral partners and lender BDMs, and play a direct part in growing our lending book.
What you'll be doing
Origination and client management
Manage inbound enquiries and referral leads, qualify clients and identify funding needs




Conduct discovery to establish purpose of funds, amount, term, security position and structure preferences
Present finance options clearly, covering rate, term, fees, balloon or residual settings and total cost, so clients can make informed decisions
Build relationships with referral sources including accountants, dealers, vendors and existing clients
Maintain an accurate CRM pipeline with disciplined follow-up and clear file notes
Structuring and credit assessment
Structure asset finance across chattel mortgage, hire purchase, finance lease, rental and novated arrangements, assessing asset type and age against lender parameters
Structure secured and unsecured business lending including working capital, cash flow and term facilities
Structure consumer lending including personal loans and vehicle finance, assessing income, living expenses and existing commitments for suitability and affordability
Analyse serviceability and risk using BAS, ATO portal and tax position, business bank statements (Illion), P&L; and balance sheets, PAYG income and Equifax credit files
Assess property-backed vs non-property-backed positions, existing unsecured exposure and adverse credit history
Match each deal to the right lender based on current appetite, pricing, doc requirements and turnaround
Compliance
Meet all regulatory obligations including the NCCP Act, responsible lending and Best Interests Duty on consumer-regulated transactions, AML/CTF and KYC requirements, and the Privacy Act
Maintain complete,



audit-ready file documentation on every transaction
What you bring
Fluency in Chinese (Mandarin and/or Cantonese) and English.
A substantial portion of our client base is Chinese-speaking, and you will conduct meetings, explain finance options and prepare correspondence in both languages, so this is an inherent requirement of the role
Proven ability to interpret financial information including PAYG income, BAS, business bank statements, P&L; and balance sheets, and to assess affordability and credit risk
Excellent written and verbal client-facing communication, with the ability to explain options clearly and manage expectations
High attention to detail across documentation and compliance
Solid stakeholder management across clients, lenders, accountants and internal teams
Results-driven, with strong time management and pipeline control
Highly regarded
Prior experience in broking, banking, asset finance, business lending, consumer lending or financial services
Familiarity with Australian lender panels across prime, near-prime and non-conforming segments
Cert IV or Diploma in Finance and Mortgage Broking; MFAA or FBAA membership
Bachelor's degree in Finance, Business, Accounting or a related field
What we offer
Competitive base salary plus a commission structure that rewards performance
Hybrid working from our Chatswood office
Access to a broad, well-established lender panel and direct BDM relationships
Mentoring from experienced Credit Specialists and genuine progression pathways
Ongoing training, accreditation support and compliance resourcing
A collaborative team where creative deal structuring is encouraged, not discouraged
Applicants must have full working rights in Australia.
Omnirex Partners Pty Ltd | Australian Credit Licence ******
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📌 Lending Consultant (New South Wales)
🏢 Omnirex Partners
📍 New South Wales