Lead the end-to-end credit risk automation program and associated delivery roadmap
Lead a newly established capability improving how home loan applications move through the credit assessment process
Identify opportunities to improve automated decisioning outcomes
Simplify policy and process frameworks
Enhance customer experiences while maintaining responsible lending and risk standards
Partner across Credit Risk, Home Buying, Operations, Product, Technology and Analytics
Improve credit decisioning outcomes with analytics, technology and policy teams
Translate analytical insights into practical policy, process and automation solutions
Drive simplification initiatives that improve customer experience and operational efficiency
Influence strategic decisions through data-driven recommendations and governance engagement
Manage risks, dependencies and delivery priorities across multiple initiatives
Build capability within a multidisciplinary team of credit risk and analytics professionals
Foster collaboration, continuous improvement and evidence-based decision making
Requirements
Significant experience within mortgage credit risk, home lending, portfolio management or credit strategy
Deep knowledge of Australian retail lending and responsible lending requirements
Experience balancing customer outcomes, portfolio quality, risk appetite and regulatory obligations
Proven success influencing senior stakeholders and leading complex change initiatives
Experience working within credit decisioning and automated lending environments
Understanding of decision engine platforms, business rules frameworks and credit decisioning ecosystems
Demonstrated hands-on experience using analytical tools such as SQL, SAS, Python, R or similar platforms
Exposure to workflow automation initiatives and process optimisation programs
Knowledge of credit strategy systems and decisioning technologies used to support lending outcomes
Understanding of data architecture, data lineage and information flows supporting credit risk decisions




Experience using advanced analytics and portfolio insights to inform policy, strategy or operational decisions
Familiarity with machine learning, predictive modelling and AI-enabled decision support environments
Experience using process mining, root-cause analysis or operational analytics to identify improvement opportunities
Understanding of decision science principles and data-driven decision making
Experience leading teams comprising analytics, policy, operational and technology specialists
Degree qualification in Finance, Economics, Statistics, Mathematics, Data Analytics, Risk Management, Computer Science, Business or a related discipline (desirable)
Postgraduate qualifications in Analytics, Risk, Finance, Technology or Leadership (highly regarded)
Relevant skilled certifications in risk, analytics, automation or technology disciplines (advantageous)
Core Competencies
Demonstrates expertise in leading credit risk automation programs and enhancing customer experiences through data-driven decision making.
Proficient in leveraging analytical tools and technologies to improve credit decisioning outcomes while ensuring compliance with responsible lending standards.
Highest-signal resume keywords
Mortgage Credit Risk Experience
Credit Decisioning Environments
Analytical Tools Proficiency
Stakeholder Influence
Process Optimisation
Hard Skills
SQL
SAS
Python
R
Data Architecture
Predictive Modelling
Machine Learning
Process Mining
Root-Cause Analysis
Decision Science Principles
Soft Skills
Collaboration
Continuous Improvement
Evidence-Based Decision Making
Change Leadership
Influencing Senior Stakeholders
Certifications & Qualifications
Risk Management Certification
Analytics Certification
Automation Certification
Technology Certification
Industry Keywords
Australian Retail Lending
Responsible Lending Requirements
Portfolio Management
Credit Strategy
Home Lending
Tools & Technologies
Decision Engine Platforms
Business Rules Frameworks
Credit Strategy Systems
Workflow Automation Tools
Operational Analytics
#J-*****-Ljbffr

📌 Senior Manager – Home Lending Credit Risk Automation (Sydney)
🏢 Jobtailor
📍 Sydney