Job Description

We're on a mission to become the best specialist lending company in Australia and New Zealand, and we're looking for ambitious, driven people to help get us there.

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We've got bold goals and a transparent vision for the future. That means exciting opportunities for those ready to champion current ideas, challenge the status quo, and grow alongside us.

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If you're hungry to make an impact, thrive in a fast-paced environment, and love turning ideas into action – you'll feel right at home here.

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Some recovery roles are about working a queue. This one isabout taking ownership of the complex debt recovery matters that requirejudgement, persistence and a clear understanding of the legal optionsavailable.

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We are looking for a Legal Recoveries Officer to managecomplex accounts through late stage recovery, insolvency, litigation andenforcement. You'll join a small Late Recoveries team and take ownership of aspecialist function that sits between Collections and the external lawyers andagents who help us enforce our contractual rights.

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This role is where you will have a strong understanding ofinsolvency and recovery law, experience in navigating complex debt matters aswell as the ability to make commercial decisions in challengingsituations.

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The role

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You'll pick up files following default and agencyplacement, assess the available contractual and legal recovery options, anddetermine the best path forward.

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Depending on the matter, that could involve negotiating a final resolution with a customer or guarantor, managing an insolvency or liquidation process, instructing lawyers and recovery agents, overseeing the repossession and realisation of an asset, or pursuing a remaining shortfall.

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You'll be trusted to manage your matters from assessmentthrough to resolution, balancing customer circumstances, legal obligations,recovery prospects and commercial outcomes.

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What you'll do

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- Managecomplex secured and unsecured accounts through litigation, insolvency,liquidation, enforcement and recovery
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- Takeownership of files following default and external agency placement
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- Assesscontractual and legal recovery options based on exposure, risk, cost andthe likelihood of recovery
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- Actas the key link between Collections, external lawyers, insolvencypractitioners and recovery agents
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- Negotiatesettlements, payment arrangements and late-stage resolutions withcustomers, guarantors and third parties
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- Preparelegal documentation and clear, comprehensive instructions for solicitorsand enforcement providers
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- Coordinatestatements of claim, default judgment applications, process serving andother enforcement activity
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- Manageliquidation, insolvency and guarantor recovery processes
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- Overseeasset repossession and realisation, including the management of anyremaining shortfall
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- Maintainaccurate, audit-ready case files, legal registers and critical deadlines
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- Contributeto the continued development of effective late-stage and legal recoveryprocesses
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What we're looking for

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This is quite a specialised role. You may come from legalrecoveries, commercial collections, debt litigation or insolvency. Alternatively, you may be a paralegal or legally trained professional withstrong exposure to collections, lending or asset recovery.

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You'll bring:

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- Atleast two years' experience in legal recoveries,



commercial collections,debt litigation, insolvency or a related financial services environment
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- Astrong understanding of late-stage debt recovery, litigation andenforcement processes
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- Knowledgeof insolvency, liquidation, guarantor recovery, asset realisation andshortfall recovery
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- Anunderstanding of contractual rights and the commercial considerationsinvolved in pursuing legal action
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- Confidencehandling difficult negotiations and holding your position whencircumstances become challenging
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- Experienceinstructing and working with external solicitors, recovery agents andenforcement providers
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- Strongwritten communication skills, including the ability to prepare formalcorrespondence and clear legal instructions
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- Soundjudgement and the ability to make practical, commercially informeddecisions
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- Highattention to detail and the ability to manage multiple complex matters anddeadlines
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- Aresilient, tenacious approach, balanced with fairness, professionalism andan appropriate customer focus
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**Knowledge of Australian civil procedure, NCCPrequirements, the Privacy Act 1988 and ASIC and ACCC debt collection guidelineswill be valuable. A paralegal, legal executive, insolvency or law-relatedbackground is highly regarded, but is not essential.

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Our values are the fabric of what makes BFS, BFS

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They guide our decisions, shape how we work, set the standards we hold ourselves and each other to, and build the trust that brings us together.

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Champion the Customer: We put people at the heart of every decision

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Win Together: We achieve more when we work as one

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Do What's Right: We act with integrity and take responsibility

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Be Curious: We keep an open mind to new possibilities

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Together, these values help create a workplace where people can grow, contribute and do their best work.

📌 Legal Recoveries Officer (New South Wales)
🏢 Avanti Finance Group
📍 New South Wales