Evaluate the financial background and creditworthiness of applicants seeking auto loans or lease financingReview and analyse loan applications, including credit reports, income statements, and other financial documentsAssess applicants' ability to repay loans based on credit history, income, employment stability, and debt-to-income ratioIdentify potential red flags or high-risk applicants and escalat(e?) as appropriateMake recommendations on loan applications while adhering to policy, procedure, and guidelinesCollaborate with sales, operations, and underwriting teams to provide a outstanding customer experienceEnsure assessments include appropriate research and reflect current policies and standardsLiaise with dealer managers, dealerships, POI & Settlements, and Risk stakeholdersRequirementsPrior credit underwriting experience is essentialExposure to consumer and commercial lending is preferredAuto finance industry experience is highly regardedStrong understanding of financial statements, credit reports,



and risk assessment toolsExcellent attention to detail and analytical skillsStrong communication skills for liaising with clients and internal teamsProficiency in Microsoft Excel, financial modelling, and other analytical toolsBachelor's degree in finance, accounting, economics, or related field preferred but not essentialCore CompetenciesDemonstrates expertise in evaluating financial backgrounds and creditworthiness of applicants for auto loans, utilizing strong analytical skills and attention to detail.
Proficient in collaborating with cross-functional teams to enhance customer experience while adhering to lending policies and guidelines.Highest-signal resume keywordsCredit Underwriting ExperienceFinancial Statement AnalysisRisk Assessment ToolsMicrosoft Excel ProficiencyAuto Finance Industry ExperienceATS Optimization KeywordsHard SkillsCredit Report AnalysisLoan Application ReviewIncome Statement EvaluationDebt-to-Income Ratio AssessmentFinancial ModellingSoft SkillsAttention to DetailAnalytical SkillsStrong Communication SkillsIndustry KeywordsConsumer LendingCommercial LendingAuto LoansLease FinancingRisk Management
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📌 Credit Analyst (Brisbane)
🏢 Jobtailor
📍 Brisbane