As an experienced Credit Analyst with expertise in equipment/ heavy machinery/ motor vehicles, in this 9 month contract you will undertake credit assessment for Australia and New Zealand jurisdictions, providing customer service from application to completion of documentation.Work with great people in a globally recognised, stable brand with a focus on ongoing business growth and sustainability.Key ResponsibilitiesUndertake credit analysis for equipment financing within policy, procedure, operating guidelines, governance requirements.
Undertake assessments within agreed service levels and quality standards and to lending authority limitsPerform and review Credit Bureau, Know Your Customer (KYC) and compliance checksPrepare, and submit for approval, a range of documentation, including but not limited to; credit memos.Maintain appropriate record keeping, including updates to required databases, systems and logsManage customer queries, issues and complaints, including effective escalation as required.Undertake a range of activity and/or compliance reporting to schedule and/or ad hoc as required for internal use and/or for use by relevant bodies or authoritiesActively identify credit related risks and issues, particularly in relation to compliance and governance matters, escalating and/or resolving these within limits of authority and responsibilityAssist with account management duties (as directed)Share your expertise including providing support,



coaching and mentoring to colleaguesQualificationsTertiary qualification in Business/ similar (desirable)Proven experience in a similar role in the Financial Services industry with significant experience in commercial and/ or asset finance credit assessment, ideally in relation to commercial and/ or asset financing for equipment/ heavy machinery/ motor vehiclesA current (or recent) Delegated Lending Authority of at least $100,000 or greaterSound applied knowledge of relevant Australian and New Zealand legislation, including but not limited to; Privacy Act, Code of Banking Practice and National Credit CodeProven ability to analyse and identify acceptable lending risk and exercise professional judgmentProven integrity in relation to conduct and compliance with policy, procedure, governance and regulatory requirementsExperience in the preparation of a range of reporting and documentation for internal use and external bodies/ authoritiesAbility to coordinate and prioritise workflow and work items to meet deadlines whilst achieving high levels of service and qualityAttention to detail and focus on accuracyWell developed general computing skills, including proficiency in the use of the MS Office/ Google suite and a lending customer management systemProven ability to develop and maintain qualified customer and other working relationshipsHighly developed communication and interpersonal skillsHighly developed numerical capability, analysis and problem-solving skillsProven ability to work autonomously without direct supervision, and, as part of a team in a fast paced, dynamic environmentBenefitsRequired tech equipmentSalary sacrifice option for novated leasing motor vehicle/s and product discounts via Flare Benefits and in-house product purchase discountOption to attain up to 15% superannuation21 days Annual LeaveOpportunity to participate in Corporate Social Responsibility activity
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📌 Credit Analyst (9Mth Contract) (Melbourne)
🏢 Kubota Australia and New Zealand
📍 Melbourne