At ING, we're passionate about making banking simpler, smarter and more customer-focused.

As we continue to invest in data, analytics and innovation, we're expanding our Retail Credit Risk team and are looking for talented professionals to make a real impact in a team that is transforming how risk insights support better customer and business outcomes.

We're currently hiring for two exciting opportunities:

Credit Risk Analyst | 14-Month Fixed Term Contract

Credit Risk Manager | Permanent

Whether you're an experienced analyst looking to deepen your expertise or a risk professional ready to drive strategic initiatives, you'll play a critical role in delivering insights that support better decision-making, enhance portfolio performance and strengthen ING's risk management capabilities.

Working closely with stakeholders across Risk, Data and Technology, you'll contribute to portfolio monitoring, risk reporting, data transformation initiatives and the development of creative analytical solutions.

You'll have the opportunity to influence key business decisions, improve how risk data is managed and consumed, and help drive the adoption of automation and AI-enabled capabilities across the function.

What You'll Do

Monitor portfolio performance and identify emerging risks and trends across Retail and SME lending portfolios.

Deliver meaningful reporting, analysis and insights that support effective risk management and business decision-making.

Partner with stakeholders across Risk, Data and Technology to enhance reporting, data quality and analytical capabilities.

Contribute to strategic, regulatory and transformation initiatives that strengthen ING's risk management framework.

Leverage data, automation and innovative technologies to improve efficiency, reporting and portfolio insights.

What We're Looking For





Experience in credit risk analytics, portfolio monitoring, risk reporting or risk data management within banking or financial services.

Proven SQL, data analysis and reporting capabilities, with experience using tools such as Tableau, Power BI or similar platforms.

Knowledge of retail lending products and an understanding of credit risk management principles.

Excellent analytical, problem-solving and stakeholder management skills, with the ability to translate data into actionable insights.

A curious and proactive mindset, with a passion for continuous improvement, innovation and emerging technologies, including AI.

Application Process

To help us understand where you can make the greatest impact, please include a cover letter with your application outlining which role you believe you are best suited for and why.

We encourage you to highlight your relevant experience, key achievements and what makes you the ideal candidate for either the Credit Risk Analyst or Credit Risk Manager opportunity.

If you're looking to make a meaningful impact, work with talented colleagues and help shape the future of risk management at ING, we'd love to hear from you.

What’s in it for you?

Discounted ING Health Insurance

An additional Rest Day to support your wellbeing

An IMPACT day to volunteer on approved sustainability activity

About Us

At ING,



we’re all about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communities we’re proud to support. Joining ING means stepping into an environment where your individuality isn’t just welcomed - it’s celebrated. We’ve built a culture that’s fun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing.

Whether you’re taking ownership of exciting projects, thinking outside the box, or working with global colleagues, you’ll find ING is the kind of place where growth isn’t just a possibility; it’s a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace, you’ll feel the difference in how we value and champion our people.

We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, if you’re interested but don’t meet all the criteria, we encourage you to apply. We’re invested in fostering a where everyone feels like they belong. We’re your allies in helping you do your thing during the recruitment process, so let us know (email below) if you require any support or adjustments when you apply

Sound like your kind of vibe? We can’t wait to hear from you!

(One last note: We operate using a direct talent sourcing model, so no agency introductions, please.)

ING is Australia’s most recommended bank according to RFI Global’s Consumer Atlas Survey, January–June 2025 (n = 29,510) when compared to customers of the 10 largest ADIs operating in Australia.

Need more?

Contact: Skye Griffiths on

For support and adjustments, including DEI, LGBTQI+ confidential application support enquiries:

Applications close Friday 25 September

#LI-DNI

📌 Credit Risk Opportunities - permanent and fixed term contract (Sydney)
🏢 ING
📍 Sydney