At CommonCents Financial Planning, we're looking for a Financial Adviser who wants to learn, grow and build a long-term career in advice.

This is an ideal opportunity for someone early in their advice career. You might have recently completed your Professional Year, be working in your first adviser role, or be ready to step up from an Associate Adviser position.

We're not looking for someone with 15 years' experience and an established client book. We're looking for someone with the right attitude, strong communication skills and a genuine passion for helping people improve their financial lives.

About us

Build a career, not just a job

At CommonCents Financial Planning, we're looking for a Financial Adviser who wants to learn, grow and build a long-term career in advice.

This is an ideal opportunity for someone early in their advice career. You might have recently completed your Professional Year, be working in your first adviser role, or be ready to step up from an Associate Adviser position.

We're not looking for someone with 15 years' experience and an established client book. We're looking for someone with the right attitude, strong communication skills and a genuine passion for helping people improve their financial lives.

About us

CommonCents Financial Planning is a financial advice and education business based in Toowoomba. We help busy families stop worrying about money and start living a richer life by improving their relationship with money.

Our team delivers advice across:

- Superannuation
- Retirement planning
- Investments
- Insurance
- Estate planning
- Tax strategies
- Wealth accumulation
- Government benefits and Centrelink strategies

We're a values-driven business that believes great financial advice changes lives. We also believe our team members deserve the same opportunity to grow and thrive as our clients.

What you'll be doing

This role combines working with both new and existing clients.

You will:

- Lead client discovery, strategy and review meetings




- Build trusted long-term client relationships
- Develop tailored financial strategies
- Help clients make confident financial decisions
- Work closely with our Strategy and Client Experience teams
- Identify opportunities to deepen client relationships
- Contribute to recent client growth and referrals
- Maintain high compliance and professional standards

You'll have support around you, established processes, and access to experienced advisers and team members who genuinely want to help you succeed.

Why join CommonCents?

Genuine career development

We have a strong focus on mentoring, coaching and helping our people develop professionally, personally and financially. Our goal is for team members to build a career with us, not simply hold a job.

Supportive team culture

We value accountability, gratitude, respect, teamwork and continuous improvement. We celebrate wins, learn from mistakes and support each other's success.

Training and development

Access professional development support, training subsidies, coaching and ongoing learning opportunities.

Work with purpose

Every day you'll help clients make better financial decisions and achieve meaningful outcomes for their families.

Additional benefits

- Super Partnership Program (SPP)
- Professional development support
- Business and personal development coaching
- Collaborative team environment
- Regular team events and celebrations
- Flexible work arrangements available after qualifying period

About you

You don't need decades of experience.

We're looking for someone who:

- Is passionate about helping people
- Communicates clearly and confidently
- Builds trust naturally
- Takes ownership and follows through
- Is organised and self-motivated
- Enjoys learning and improving
- Works well in a team environment
- Holds appropriate financial planning qualifications or is progressing towards the required standards

Most importantly, you'll align with our values and genuinely care about creating great client experiences.

Location

This is a full-time position based in our Toowoomba office.

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📌 Financial Adviser (Toowoomba Regional)
🏢 CommonCents Financial Planning
📍 Toowoomba Regional