Job Description

As an experienced Credit Analyst with expertise in equipment/ heavy machinery/ motor vehicles, in this 9 month contract you will undertake credit assessment for Australia and New Zealand jurisdictions, providing customer service from application to completion of documentation.

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Work with outstanding people in a globally recognised, stable brand with a focus on ongoing business growth and sustainability.

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Key Responsibilities

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- Undertake credit analysis for equipment financing within policy, procedure, operating guidelines, governance requirements. Undertake assessments within agreed service levels and quality standards and to lending authority limits
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- Perform and review Credit Bureau, Know Your Customer (KYC) and compliance checks
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- Prepare, and submit for approval, a range of documentation, including but not limited to; credit memos.
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- Maintain appropriate record keeping, including updates to required databases, systems and logs
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- Manage customer queries, issues and complaints, including effective escalation as required.
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- Undertake a range of activity and/or compliance reporting to schedule and/or ad hoc as required for internal use and/or for use by relevant bodies or authorities
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- Actively identify credit related risks and issues, particularly in relation to compliance and governance matters, escalating and/or resolving these within limits of authority and responsibility
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- Assist with account management duties (as directed)
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- Share your expertise including providing support, coaching and mentoring to colleagues
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Qualifications

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- Tertiary qualification in Business/ similar (desirable)
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- Proven experience in a similar role in the Financial Services industry with significant experience in commercial and/ or asset finance credit assessment, ideally in relation to commercial and/ or asset financing for equipment/ heavy machinery/ motor vehicles
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- A current (or recent) Delegated Lending Authority of at least $100,000 or greater
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- Sound applied knowledge of relevant Australian and New Zealand legislation, including but not limited to; Privacy Act, Code of Banking Practice and National Credit Code
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- Proven ability to analyse and identify acceptable lending risk and exercise professional judgment
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- Proven integrity in relation to conduct and compliance with policy, procedure, governance and regulatory requirements
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- Experience in the preparation of a range of reporting and documentation for internal use and external bodies/ authorities
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- Ability to coordinate and prioritise workflow and work items to meet deadlines whilst achieving high levels of service and quality
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- Attention to detail and focus on accuracy
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- Well developed general computing skills, including proficiency in the use of the MS Office/ Google suite and a lending customer management system
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- Proven ability to develop and maintain professional customer and other working relationships
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- Highly developed communication and interpersonal skills
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- Highly developed numerical capability, analysis and problem-solving skills
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- Proven ability to work autonomously without direct supervision, and, as part of a team in a fast paced, dynamic environment
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Benefits

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- Required tech equipment
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- Salary sacrifice option for novated leasing motor vehicle/s and product discounts via Flare Benefits and in-house product purchase discount
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- Option to attain up to 15% superannuation
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- 21 days Annual Leave
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- Opportunity to participate in Corporate Social Responsibility activity
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📌 Credit Analyst (9mth contract) (Victoria)
🏢 Kubota Australia and New Zealand
📍 Victoria