As an experienced Credit Analyst with expertise in equipment/ heavy machinery/ motor vehicles, in this 9 month contract you will undertake credit assessment for Australia and Recent Zealand jurisdictions, providing customer service from application to completion of documentation.
Work with great people in a globally recognised, stable brand with a focus on ongoing business growth and sustainability.
Key Responsibilities
Undertake credit analysis for equipment financing within policy, procedure, operating guidelines, governance requirements. Undertake assessments within agreed service levels and quality standards and to lending authority limits
Perform and review Credit Bureau, Know Your Customer (KYC) and compliance checks
Prepare, and submit for approval, a range of documentation, including but not limited to; credit memos.
Maintain appropriate record keeping, including updates to required databases, systems and logs
Manage customer queries, issues and complaints, including effective escalation as required.
Undertake a range of activity and/or compliance reporting to schedule and/or ad hoc as required for internal use and/or for use by relevant bodies or authorities
Actively identify credit related risks and issues, particularly in relation to compliance and governance matters, escalating and/or resolving these within limits of authority and responsibility
Assist with account management duties (as directed)
Share your expertise including providing support, coaching and mentoring to colleagues
Qualifications
Tertiary qualification in Business/ similar (desirable)
Proven experience in a similar role in the Financial Services industry with significant experience in commercial and/ or asset finance credit assessment,



ideally in relation to commercial and/ or asset financing for equipment/ heavy machinery/ motor vehicles
A current (or recent) Delegated Lending Authority of at least $100,000 or greater
Sound applied knowledge of relevant Australian and New Zealand legislation, including but not limited to; Privacy Act, Code of Banking Practice and National Credit Code
Proven ability to analyse and identify acceptable lending risk and exercise professional judgment
Proven integrity in relation to conduct and compliance with policy, procedure, governance and regulatory requirements
Experience in the preparation of a range of reporting and documentation for internal use and external bodies/ authorities
Ability to coordinate and prioritise workflow and work items to meet deadlines whilst achieving high levels of service and quality
Attention to detail and focus on accuracy
Well developed general computing skills, including proficiency in the use of the MS Office/ Google suite and a lending customer management system
Proven ability to develop and maintain professional customer and other working relationships
Highly developed communication and interpersonal skills
Highly developed numerical capability, analysis and problem-solving skills
Proven ability to work autonomously without direct supervision, and, as part of a team in a fast paced, dynamic environment
Benefits
Required tech equipment
Salary sacrifice option for novated leasing motor vehicle/s and product discounts via Flare Benefits and in-house product purchase discount
Option to attain up to 15% superannuation
21 days Annual Leave
Opportunity to participate in Corporate Social Responsibility activity
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📌 Credit Analyst (9Mth Contract) (Melbourne)
🏢 Kubota Australia and New Zealand
📍 Melbourne