Who We Are

At Pepper Money, we've spent more than 26 years helping people achieve their goals. Today, we're one of Australia and Recent Zealand's leading non-bank lenders, supporting more than half a million customers with a range of lending solutions. While we're proud of our growth and success, it's our people, partnerships and willingness to do things differently that continue to drive us forward.

The Role

Join our Legal team in North Sydney in a junior legal role supporting the Senior Legal Counsel and Treasury Team on funding and treasury related matters that help Pepper Money grow. Working closely with Treasury and other business teams, you’ll assist with document preparation, transaction coordination, legal research and records management while building your understanding of warehouse facilities, securitisations and other funding arrangements in a supportive team workplace.

- Assist with drafting, reviewing and negotiating NDAs, amendment letters, and other treasury documents under supervision
- Support the Senior Legal Counsel with securitisations, private placements, corporate and syndicated facilities, bond issuances and warehouse transactions
- Assist the Senior Legal Counsel with due diligence, transaction coordination, board papers, approvals and document executionWork with Treasury, Finance, Credit, Risk, Tax and Operations to respond to legal questions and support business projects
- Help maintain and develop templates, precedents and practical guidelines for recurring treasury processes
- Conduct legal research and interpret relevant finance regulations, legislation and listing rules




- Support the Senior Legal Counsel with engagement with external legal counsel, funding partners, investors, trustees and lead arrangers
- Maintain accurate records and help ensure legal work meets internal policies and risk requirements

About you

You’re someone with a Bachelor of Law and can combine attention to detail with a practical, commercially minded approach. You’ll be comfortable learning through hands-on experience, working through detailed documentation and building your knowledge of treasury funding arrangements with support from experienced colleagues.

- Bring one year of post-qualification legal experience
- Demonstrate an interest in banking, finance, lending, mortgages or securitisation
- Strong Microsoft Word skills
- Organise competing tasks and maintain careful document and transaction records
- Analyse complex information and communicate legal concepts clearly
- Build collaborative relationships across legal, treasury and operational teams
- Apply sound judgement while knowing when to seek guidance
- Adapt to changing priorities and approach new work with curiosity and resilience
- Take a proactive, team-focused approach to delivering practical outcomes
- Understand the importance of compliance,



risk awareness and following established policies

Our values guide how we work, make decisions and support each other.

Can Do: We look for better ways of doing things and work together to deliver great outcomes.
Balanced: We set our customers up for success, crafting win-win outcomes that are both human and profitable.
Real: We keep it honest and respect everyone, building genuine connections.

Our Benefits

We know that great work happens when people feel supported. That's why we offer perks that help you grow your career, recognise your contribution and support your wellbeing, whatever stage of life you're in. Here's a snapshot of what you'll find at Pepper:

- Development: a full suite of development opportunities and a great team to learn from
- Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I; initiatives
- Flexibility: Embrace our hybrid working model, flexible parental leave policies and purchased leave options
- Health and Wealth: Free gym membership, discounted health insurance policies, novated leasing and staff loan rates to manage your mind, body and wallet!
- Referral Bonus: Earn $2000 for referring great people.

For more information on Pepper visit

At Pepper, we're proud of the inclusive and diverse workplace we've built over the past 26 years. Creating a culture where people feel respected, supported and able to be themselves is part of who we are. It's reflected in our values, our people practices, and the way we work together every day.

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📌 Treasury Legal Counsel (Sydney)
🏢 Pepper Money
📍 Sydney