Financial Crime Operations Analyst

We are looking for an experienced Financial Crime Operations Analyst to join our team and play a hands-on role in detecting, investigating and remediating fraud and financial crime.

This is an operational role suited to someone with direct experience in transaction monitoring, alert handling and end-to-end financial crime investigations within an APRA or AUSTRAC-regulated environment.

What You'll Do

- Investigate and remediate fraud and financial crime across products, services and digital channels, working closely with the Financial Crime Operations Lead and broader Financial Crime team.
- Conduct transaction monitoring, alert assessment and case investigations, identifying suspicious activity and emerging financial crime risks.
- Undertake customer due diligence and investigate high-risk transactions, escalations and referrals, including PEP, jurisdiction risk and DASP cases.
- Manage financial crime cases end-to-end, from initial triage and investigation through to recovery, remediation and resolution.
- Prepare and submit Suspicious Matter Reports (SMRs) to AUSTRAC, ensuring investigations and supporting documentation are accurate and complete.
- Monitor digital channels to identify and prevent account takeover, identity theft and other forms of fraud.
- Support financial crime and fraud incident management, including investigation, escalation and remediation activities.
- Maintain accurate, detailed and auditable investigation records in line with regulatory and organisational requirements.
- Identify trends,



patterns and emerging risks and contribute to improvements in financial crime controls and processes.

What We're Looking For

- Demonstrated hands-on financial crime operations experience in an APRA or AUSTRAC-regulated organisation.
- Strong experience across transaction monitoring, alert handling and case management.
- Proven ability to investigate fraud, financial crime and suspicious activity across multiple products and channels.
- Experience conducting customer due diligence and enhanced due diligence, particularly for higher-risk customers and transactions.
- Knowledge of PEPs, jurisdiction risk, DASP and other financial crime risk indicators.
- Experience preparing SMRs for AUSTRAC and maintaining high-quality investigation records.
- Understanding of fraud typologies including account takeover and identity-related fraud.
- Strong analytical and investigative skills, with the ability to assess information, identify patterns and make sound risk-based decisions.
- Excellent written and verbal communication skills, with the ability to clearly document and articulate investigation outcomes.
- Strong attention to detail and the ability to manage multiple cases and competing priorities.

What Will Make You Successful

You are naturally curious and analytical, with a strong investigative mindset. You enjoy getting into the detail, connecting the dots and following a case through from initial alert to resolution.

You will also be comfortable working in a regulated workplace, exercising sound judgement and escalating matters appropriately when risk is identified.

📌 Financial Crimes Analyst (Melbourne)
🏢 Iq Group, Australia
📍 Melbourne