Credit Analyst | Specialist Lending

Are you a lending professional who enjoys solving complex credit scenarios and structuring deals that others can't?

We're partnering with a respected finance business seeking an experienced Credit Analyst to play a critical role in assessing, structuring and supporting a high volume of full-doc and low-doc lending applications.

Working closely with brokers, you'll act as the credit expert behind the scenes, helping secure positive lending outcomes across a broad panel of lenders.

This is an ideal chance for someone who thrives on policy interpretation, credit strategy and deal structuring rather than client-facing sales activities.

What You'll Be Doing
Assessing and structuring both full-doc and low-doc lending applications
Analysing complex lending scenarios and identifying solutions
Working closely with brokers to provide credit guidance and structuring support
Maintaining a deep understanding of lender policy across approximately 20 financiers
Monitoring policy updates and applying changes effectively to lending scenarios
Liaising directly with bank credit teams to negotiate and advocate for lending outcomes
Preparing and presenting well-supported credit submissions




Challenging credit decisions professionally where appropriate to achieve the best possible outcome for clients

What We're Looking For
Strong experience in credit analysis, loan assessment or lending operations
Excellent understanding of lender policy, particularly within the low-doc lending space
Proven ability to structure complex lending transactions
Strong analytical, problem-solving and decision-making skills
Exceptional attention to detail and organisational ability
Confident communicator with the ability to engage directly with bank credit teams
Ability to influence and negotiate outcomes while maintaining strong skilled relationships
Process-driven, methodical and highly consistent in your approach
Someone who enjoys working behind the scenes and providing technical expertise rather than managing client relationships
A long-term interest in credit and lending rather than pursuing a broker pathway in the near future

Why Join?
Work on complex and interesting lending scenarios every day
Become a trusted credit specialist within a high-performing team
Exposure to a wide range of lender products and policies
Team-oriented and supportive environment
Opportunity to build deep expertise in specialist and low-doc lending

📌 Credit Analyst Specialist Lending Melbourne
🏢 TTG Recruitment
📍 Melbourne