As an experienced Credit Analyst with expertise in equipment/ heavy machinery/motor vehicles, in this 9 month contract, you will undertake credit assessment for Australia and New Zealand jurisdictions, providing customer service from application to completion of documentation.
In this hands on contract opportunity you will: ● Undertake credit analysis for equipment financing within policy, procedure, operating guidelines, governance requirements.
Undertake assessments within agreed service levels and quality standards and to lending authority limits ● Perform and review Credit Bureau, Know Your Customer (KYC) and compliance checks ● Prepare, and submit for approval, a range of documentation, including but not limited to; credit memos.
● Maintain appropriate record keeping, including updates to required databases, systems and logs ● Manage customer queries, issues and complaints, including effective escalation as required.
● Undertake a range of activity and/or compliance reporting to schedule and/or ad hoc as required for internal use and/or for use by relevant bodies or authorities ● Actively identify credit related risks and issues, particularly in relation to compliance and governance matters, escalating and/or resolving these within limits of authority and responsibility ● Assist with account management duties (as directed) ● Share your expertise including providing support, coaching and mentoring to colleagues Requirements To apply you should be an Australian citizen/ resident or already have approved work rights that allow unrestricted work for a period least 28 days longer than the contract period.
Your profile would likely include: ● Tertiary qualification in Business/ similar (desirable)



● Proven experience in a similar role in the Financial Services industry with significant experience in commercial and/ or asset finance credit assessment, ideally in relation to commercial and/ or asset financing for equipment/ heavy machinery/ motor vehicles ● A current (or recent) Delegated Lending Authority of at least $100,000 or greater ● Sound applied knowledge of relevant Australian and Current Zealand legislation, including but not limited to; Privacy Act, Code of Banking Practice and National Credit Code ● Proven ability to analyse and identify acceptable lending risk and exercise professional judgment ● Proven integrity in relation to conduct and compliance with policy, procedure, governance and regulatory requirements ● Experience in the preparation of a range of reporting and documentation for internal use and external bodies/ authorities ● Ability to coordinate and prioritise workflow and work items to meet deadlines whilst achieving high levels of service and quality ● Attention to detail and focus on accuracy ● Well developed general computing skills, including proficiency in the use of the MS Office/ Google suite and a lending customer management system ● Proven ability to develop and maintain professional customer and other working relationships ● Highly developed communication and interpersonal skills ● Highly developed numerical capability, analysis and problem-solving skills ● Proven ability to work autonomously without direct supervision, and, as part of a team in a fast paced, dynamic environment Benefits Work with great people in a globally recognised, stable brand with a focus on ongoing business growth and sustainability.
Benefits include: Required tech equipment Salary sacrifice option for novated leasing motor vehicle/s and product discounts via Flare Benefits and in-house product purchase discount Option to attain up to 15% superannuation 21 days Annual Leave Opportunity to participate in Corporate Social Responsibility activity

📌 Credit Analyst (9Mth Contract) (Melbourne)
🏢 Kubota Australia and New Zealand
📍 Melbourne