About the Role
Value Lending is a structured, decision-driven mortgage brokerage operating across Australia. We don't run volume for its own sake - we run quality, repeatability, and well-reasoned outcomes for clients.
We are looking for a Parabroker to sit inside the credit and assessment workflow and take ownership of the thinking work up to the point of final decision.
This is not a loan processing role. It is not an admin support role. It is a role for someone who wants to own the preparation and assessment work that makes final broker decisions fast, confident, and defensible.
What You Will Own
Reviewing and interpreting client financials - payslips, tax returns, BAS statements, trust and company structures
Running servicing calculations and assessing lender fit across relevant options
Preparing complete, submission-ready loan files with clear written deal narratives
Owning data quality in Mercury Nexus - our CRM is the source of truth, and that sits with you
Managing files from assessment through to settlement, including lender and stakeholder liaison
Proactively identifying credit and policy issues before they become problems
What This Role Is Not
Pure loan processing or document chasing without understanding why
Admin support
A volume role - we are not chasing file count
A role where someone else does the thinking and you execute instructions
If you enjoy responsibility,



prefer to understand a file fully before touching it, and want to become genuinely expert at credit assessment - this role is built for you.
About Value Lending
Principal Broker: Josh Stewart
Aggregator: Connective
Based in Newcastle, NSW - servicing clients Australia-wide
Focused on residential owner-occupied, residential investment, select commercial, and asset finance
A small, structured team where your work directly shapes outcomes
What We Are Looking For
Proven experience assessing complex client financials
Robust understanding of Australian residential lending policy and servicing
Confidence interpreting trust, company, and non-standard income structures
High attention to detail - with the ability to know what matters and what doesn't
Clear written communication, particularly deal narratives and submission notes
CRM discipline - you understand that data quality is a professional standard, not optional
Cert IV in Finance and Mortgage Broking or progress toward it is an advantage. Demonstrated competence matters more than formal accreditation.
Remuneration
Competitive base salary commensurate with experience
Annual performance bonus based on judgement quality and capacity outcomes
Introducer commission available for self-generated client introductions
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📌 Parabroker (Newcastle)
🏢 Value Lending
📍 Newcastle