As an experienced Credit Analyst with expertise in equipment/ heavy machinery/motor vehicles, in this 9 month contract, you will undertake credit assessment for Australia and New Zealand jurisdictions, providing customer service from application to completion of documentation.

In this hands on contract opportunity you will:

- Undertake credit analysis for equipment financing within policy, procedure, operating guidelines, governance requirements. Undertake assessments within agreed service levels and quality standards and to lending authority limits
- Perform and review Credit Bureau, Know Your Customer (KYC) and compliance checks
- Prepare, and submit for approval, a range of documentation, including but not limited to; credit memos
- Maintain appropriate record keeping, including updates to required databases, systems and logs
- Manage customer queries, issues and complaints, including effective escalation as required
- Undertake a range of activity and/or compliance reporting to schedule and/or ad hoc as required for internal use and/or for use by relevant bodies or authorities
- Actively identify credit related risks and issues, particularly in relation to compliance and governance matters, escalating and/or resolving these within limits of authority and responsibility
- Assist with account management duties (as directed)
- Share your expertise including providing support, coaching and mentoring to colleagues

Requirements To apply you should be an Australian citizen/ resident or already have approved work rights that allow unrestricted work for a period least 28 days longer than the contract period. Your profile would likely include:

- Tertiary qualification in Business/ similar (desirable)




- Proven experience in a similar role in the Financial Services industry with significant experience in commercial and/ or asset finance credit assessment, ideally in relation to commercial and/ or asset financing for equipment/ heavy machinery/ motor vehicles
- A current (or recent) Delegated Lending Authority of at least $100,000 or greater
- Sound applied knowledge of relevant Australian and Recent Zealand legislation, including but not limited to; Privacy Act, Code of Banking Practice and National Credit Code
- Proven ability to analyse and identify acceptable lending risk and exercise professional judgment
- Proven integrity in relation to conduct and compliance with policy, procedure, governance and regulatory requirements
- Experience in the preparation of a range of reporting and documentation for internal use and external bodies/ authorities
- Ability to coordinate and prioritise workflow and work items to meet deadlines whilst achieving high levels of service and quality
- Attention to detail and focus on accuracy
- Well developed general computing skills, including proficiency in the use of the MS Office/ Google suite and a lending customer management system
- Proven ability to develop and maintain professional customer and other working relationships
- Highly developed communication and interpersonal skills
- Highly developed numerical capability, analysis and problem-solving skills
- Proven ability to work autonomously without direct supervision, and, as part of a team in a fast paced, dynamic environment

Benefits Work with great people in a globally recognised, stable brand with a focus on ongoing business growth and sustainability.

Benefits include

- Required tech equipment
- Salary sacrifice option for novated leasing motor vehicle/s and product discounts via Flare Benefits and in-house product purchase discount
- Option to attain up to 15% superannuation
- 21 days Annual Leave
- Opportunity to participate in Corporate Social Responsibility activity

📌 Credit Analyst (9mth contract) (Melbourne)
🏢 Kubota Australia
📍 Melbourne