About the Role

Value Lending is a structured, decision-driven mortgage brokerage operating across Australia. We don't run volume for its own sake - we run quality, repeatability, and well-reasoned outcomes for clients.

We are looking for a Parabroker to sit inside the credit and assessment workflow and take ownership of the thinking work up to the point of final decision.

This is not a loan processing role. It is not an admin support role. It is a role for someone who wants to own the preparation and assessment work that makes final broker decisions fast, confident, and defensible.

What You Will Own

- Reviewing and interpreting client financials - payslips, tax returns, BAS statements, trust and company structures
- Running servicing calculations and assessing lender fit across relevant options
- Preparing complete, submission-ready loan files with transparent written deal narratives
- Owning data quality in Mercury Nexus - our CRM is the source of truth, and that sits with you
- Managing files from assessment through to settlement, including lender and stakeholder liaison
- Proactively identifying credit and policy issues before they become problems

What This Role Is Not

- Pure loan processing or document chasing without understanding why
- Admin support
- A volume role - we are not chasing file count
- A role where someone else does the thinking and you execute instructions

If you enjoy responsibility,



prefer to understand a file fully before touching it, and want to become genuinely expert at credit assessment - this role is built for you.

About Value Lending

- Principal Broker: Josh Stewart
- Aggregator: Connective
- Based in Newcastle, NSW - servicing clients Australia-wide
- Focused on residential owner-occupied, residential investment, select commercial, and asset finance
- A small, structured team where your work directly shapes outcomes

What We Are Looking For

- Proven experience assessing complex client financials
- Strong understanding of Australian residential lending policy and servicing
- Confidence interpreting trust, company, and non-standard income structures
- High attention to detail - with the ability to know what matters and what doesn't
- Clear written communication, particularly deal narratives and submission notes
- CRM discipline - you understand that data quality is a professional standard, not optional
- Cert IV in Finance and Mortgage Broking or progress toward it is an advantage. Demonstrated competence matters more than formal accreditation.

Remuneration

- Competitive base salary commensurate with experience
- Annual performance bonus based on judgement quality and capacity outcomes
- Introducer commission available for self-generated client introductions

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📌 Parabroker (Newcastle City Council)
🏢 Value Lending
📍 Newcastle City Council