Credit Advisor / Parabroker

Otis Finance | Subiaco, Perth WA
Full-time | $110,000–$130,000 base salary + incentives | Work from home 1–2 days per week

Strong on credit. Great with people.

Are you confident working through complex lending scenarios—and just as comfortable picking up the phone to put a client at ease?

Otis Finance is a growing mortgage brokerage focused on delivering an exceptional, seamless experience for our clients and referral partners. We’re looking for an experienced Credit Advisor / Parabroker who combines solid technical credit knowledge with warm, proactive customer service.

This is an opportunity to become a trusted part of a growing business, work closely with the Mortgage Broker and build a long-term career where your contribution is recognised and rewarded.

The opportunity

You’ll play a key role in assessing lending scenarios, preparing quality applications and keeping clients informed throughout the lending process.

We’re looking for someone who takes ownership, anticipates what needs to happen next and enjoys finding solutions. You’ll be comfortable supporting a high-volume pipeline while maintaining the attention to detail and personal service that make each client feel valued.

Additional internal support will be available, allowing this position to remain centred on credit analysis, lending solutions and client engagement, alongside the CRM and pipeline management needed to keep applications moving.

What you’ll be doing

- Credit analysis and scenario assessment: Review personal and business financial information,



assess borrowing capacity and help develop lending solutions, including for self-employed clients and complex scenarios.

- Lender policy and application preparation: Research lender policies, identify suitable options for the broker’s consideration and prepare accurate, well-supported applications that meet relevant credit and compliance requirements.

- Client engagement: Build rapport, explain information clearly, coordinate supporting documents and provide proactive updates throughout the loan process.

- Pipeline and CRM management: Maintain accurate records, prioritise applications and follow up outstanding items to keep a busy pipeline progressing.

- Stakeholder communication: Work closely with lenders, referral partners and other key stakeholders to resolve queries and support a seamless experience.

- Proactive broker support: Anticipate next steps, identify potential issues early and take initiative to help deliver timely, high-quality outcomes.

What you’ll bring

- 3+ years of mortgage lending experience, ideally in credit analysis, parabroking or a comparable broker-support role.

- A strong understanding of mortgage applications, credit assessment,



lender policies and relevant regulatory requirements.

- Confidence interpreting personal and business financial information and working through complex lending scenarios, particularly for self-employed applicants.

- Experience managing a high volume of applications without compromising accuracy, organisation or service.

- A warm, personable communication style, strong attention to detail and a genuine commitment to looking after clients.

- A dependable work ethic, sound judgement and the initiative to work autonomously while contributing to a team.

Above all, you take pride in your work, follow through on your commitments and are looking for a business where you can contribute and grow over the long term.

Why join Otis Finance?

A package that recognises your contribution. A base salary of $110,000–$130,000, plus an incentive structure.

Flexibility and a quality workspace. A premier office in Subiaco, with the ability to work from home one or two days per week.

Professional development. Support to deepen your credit expertise and continue developing your capabilities.

Ownership and long-term opportunity. A role where you can use your judgement, make a meaningful contribution and grow alongside the business.

Apply

We’d love to hear from you if you bring strong credit knowledge, a proactive approach and a genuine care for the client experience.

Apply with your CV and a brief cover note outlining your lending experience and what interests you about joining Otis Finance.

📌 Credit Advisor (Subiaco)
🏢 Otis Finance
📍 Subiaco