Job Description
Financial Crime Compliance Analyst Melbourne | Permanent - Full-Time
n
We are looking for a Financial Crime Compliance Analyst to join our Enterprise Risk, Compliance & Sustainability team and help strengthen our financial crime compliance capability across AML/CTF, fraud and scams risk management.
n
About the role
n
Reporting to the Regulatory Change and Compliance Manager, you will play a key role in providing Line 2 oversight, advice and constructive challenge across Heartland's financial crime compliance framework.
n
You will work closely with stakeholders across the business to help ensure our policies, controls and reporting are effective, understood and aligned with regulatory obligations and risk appetite.
n
This role offers an excellent opportunity for someone with AML/CTF and financial crime experience who enjoys translating complex regulatory requirements into practical business outcomes.
n
What you'll be doing
n
n
Support the maintenance and continuous improvement of Heartland's AML/CTF, fraud and scam compliance frameworks and policies.
n
Provide Line 2 advice and challenge across customer due diligence, transaction monitoring, suspicious matter reporting and AUSTRAC obligations.
n
Review recent products, services and business initiatives from a financial crime compliance perspective.
n
Monitor regulatory developments, including AUSTRAC guidance, AML/CTF Rule changes and emerging financial crime risks.
n
Support financial crime compliance assurance activities and assess the effectiveness of controls across the business.
n
Prepare reporting, insights and recommendations for management and governance forums.
n
Support financial crime training, awareness initiatives and continuous improvement activities across the organisation.
n
Maintain financial crime risk records and reporting within Protecht and support audit and assurance reviews.
n
n




Does this sound like you?
n
n
You have experience in AML/CTF compliance, financial crime, risk or compliance within banking or financial services.
n
You have a strong understanding of the AML/CTF Act, AML/CTF Rules and AUSTRAC regulatory expectations.
n
You enjoy partnering with stakeholders and providing practical advice that helps manage risk while supporting business outcomes.
n
You can translate complex regulatory requirements into clear and practical guidance.
n
You have solid analytical and problem‐solving skills with excellent attention to detail.
n
You enjoy identifying opportunities to improve processes, controls and reporting.
n
Experience with Protecht or another GRC platform will be highly regarded.
n
ACAMS certification or a related financial crime qualification is desirable.
n
n
A bit about us and what we do
n
At Heartland Bank Australia, we focus on providing Australians with specialist banking products that are the best or only of their kind.
n
We do this digitally so our customers can spend more time on the things that matter most - instead of waiting in a queue to speak with someone at a bank.
n
We're well-established in Australia and have been serving Australians since ****.
n
We're the leading provider of reverse mortgages and of specialist livestock finance.
n
We're part of the Heartland group of companies which has more than 145 years of experience in financial services.
n
Heartland is listed on the New Zealand and Australian stock exchanges (NZX/ASX: HGH).
n




Can you see yourself here?
n
Our values define who we are.
n
We're innovative and always evolving.
n
We work together as one team and have big ambition.
n
We offer real opportunities for learning and career development.
n
You can also get involved in driving change through our internal groups, including our rainbow committee, Growing Families, wellbeing and sustainability groups.
n
n
Our perks include flexible working, regular team social activities and events, flu vaccinations and more.
n
n
Diversity & inclusion
n
n
At Heartland, we're proud to celebrate the many characteristics that make us different.
n
We're committed to improving the inclusiveness of our workplace, enabling our people to be authentic and helping us better understand and respond to our customers.
n
We're an equal opportunity employer and we strongly encourage everyone to apply.
n
n
Let us know if you need support throughout the application or interview process including a sign language interpreter or speech‐to‐text reporter.
n
Feel free to share your pronouns in your application.
n
Please note you must be eligible to work in Australia.
n
Heartland is an innovative and award‐winning financial services group. We're committed to creating a culture of inclusivity that celebrates our diversity and supports the wellbeing of our people.
n
Across the Heartland group
n
Across the Heartland group, we're looking for people who will embrace the opportunities we provide to learn, contribute and make a difference.
n
You'll find meaningful work and an environment that is fast‐paced, rewarding and supportive.
n
The Heartland group is a digital financial services group of companies, which includes Heartland Bank in New Zealand and Heartland Bank in Australia (which includes our StockCo team).

📌 Financial Crime Compliance Analyst (Victoria)
🏢 C310 Heartland Australia Holdings Pty
📍 Victoria