- Support customer and business onboarding due diligence, including KYC/KYB checks, risk scoring, and enhanced due diligence for higher-risk clients
- Perform ongoing transaction monitoring, investigate alerts, and elevate suspicious activity according to internal policy
- Conduct sanctions and PEP screening and resolve related alerts
- Support preparation and filing of suspicious activity/transaction reports (SARs/STRs)
- Serve as the first point of contact for day-to-day compliance queries across APAC markets
- Support implementation of group compliance policies and procedures locally and regionally
- Assist with regulatory licensing, registration, and notification processes across APAC jurisdictions
- Identify and elevate compliance risks and control gaps to second line and senior management
- Execute first-line risk assessments and controls for onboarding, payments, and financial crime risk
- Maintain accurate records and documentation evidencing compliance activity
- Support remediation of identified issues and track actions through closure
- Contribute to the regional compliance monitoring plan and reporting
- Support delivery of AML and compliance training across the APAC business
- Promote integrity, transparency, and regulatory accountability
- Undertake additional duties as required to ensure smooth departmental operations

Requirements

- Hands-on experience in AML/CTF compliance, including onboarding (KYC/KYB) and transaction monitoring, within payments, e-money, fintech, or another regulated financial services environment
- Working knowledge of AML/CTF and financial crime requirements across APAC markets, including MAS, HKMA/SFC, AUSTRAC, and JFSA requirements
- Practical understanding of sanctions screening, PEP screening, and suspicious activity/transaction reporting processes




- Strong attention to detail and ability to apply policy consistently to real cases
- Good judgement in escalating risk and identifying red flags
- Clear written communication skills for case notes, reports, and escalations
- Ability to work across multiple APAC markets and time zones
- Degree in law, finance, business, or a related field, or equivalent experience
- Relevant AML/compliance certifications such as ICA or ACAMS preferred
- High integrity and sound judgement
- Proactive, structured, and detail-oriented
- Comfort operating in a fast-moving, scaling fintech environment
- Strong stakeholder management and cross-functional collaboration skills
- Right to work in the jurisdiction in which the candidate will work

Core Competencies

Demonstrates expertise in AML/CTF compliance, including KYC/KYB processes, transaction monitoring, and sanctions screening within regulated financial services. Proficient in managing compliance risks and executing first-line risk assessments across APAC markets.

Highest-signal resume keywords

- AML/CTF Compliance
- KYC/KYB Onboarding
- Transaction Monitoring
- Sanctions Screening
- Regulatory Licensing

Hard Skills

- KYC/KYB Checks
- Risk Scoring
- Transaction Monitoring
- Suspicious Activity Reporting
- Compliance Risk Assessment
- Financial Crime Risk Management
- Regulatory Compliance
- Documentation Maintenance
- Case Note Writing
- Compliance Policy Implementation

Soft Skills

- Attention to Detail
- Good Judgement
- Explicit Written Communication
- Proactive Approach
- Stakeholder Management

Certifications & Qualifications

- ICA Certification
- ACAMS Certification

Industry Keywords

- APAC Markets
- Fintech
- E-Money
- MAS
- HKMA/SFC
- AUSTRAC
- JFSA
- Compliance Training
- Regulatory Accountability
- Enhanced Due Diligence

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📌 Compliance Officer (Melbourne)
🏢 Jobtailor
📍 Melbourne