Ideal for an experienced credit professional looking for the next step in their careerOpportunity to influence lending quality and create great customer experiencesSupportive team and culture – Hybrid working options availableJoin IMB Bank and play a key role in shaping quality lending outcomes across residential lending.
We're looking for an experienced and commercially minded Senior Credit Assessor who thrives on complex lending scenarios, sound risk judgement, and delivering exceptional service to customers and stakeholders.The RoleAs a Senior Credit Assessor, you'll provide senior-level credit assessment and underwriting expertise across Residential Loans, and Commercial Loans where required.
You'll assess complex lending applications, provide technical guidance to the broader team, and help maintain a strong risk and compliance culture while supporting portfolio growth.This is an opportunity to influence lending quality, mentor others, and contribute to continuous improvement initiatives within a collaborative and high-performing workplace.What you'll be doingAssess and approve complex residential and commercial lending applications where required, including self-employed, company and trust structuresApply advanced financial analysis, policy interpretation, and risk assessment skillsManage policy exceptions and provide recommendations on escalated lending proposalsPartner closely with lenders to structure quality lending solutionsCoach and mentor Credit Assessors on complex scenarios and credit judgementSupport continuous improvement across lending systems, workflows, and processesEnsure compliance with regulatory obligations, policies,



and delegated authoritiesBuild strong relationships with internal stakeholders, valuers, solicitors, and mortgage insurers.What you'll bringExtensive experience in residential and/or commercial lending within banking environmentsStrong credit analysis and financial assessment capabilityDeep understanding of Australian lending regulations and responsible lending obligationsExcellent communication, negotiation, and stakeholder management skillsStrong coaching and mentoring capabilityCommercial acumen with the ability to balance customer outcomes and risk managementHigh attention to detail and ability to manage complex workloads effectively.At IMB Bank, you'll be part of a values-driven organisation that supports professional growth, collaboration, and continuous improvement.
You'll have the opportunity to work with experienced professionals, contribute to meaningful transformation initiatives, and make a real impact on customer outcomes and portfolio performance.We are proud of our 145-year history helping members achieve their financial goals.
As a member-owned bank, we're focused on delivering great experiences, trusted service, and innovative solutions that make banking easier.
An award winning and growing organisation, we've donated more than $13 million through our Community Foundation to over **** projects in the communities in which we live.Additional benefits include:Collaborative and supportive team environmentOngoing learning and professional development opportunitiesPaid parental leaveStudy assistanceProduct concessions.Applications close 13th September, ****.
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📌 Senior Credit Assessor (Melbourne)
🏢 Imb Bank
📍 Melbourne