Ideal for an experienced credit professional looking for the next step in their career
Opportunity to influence lending quality and create great customer experiences
Supportive team and culture – Hybrid working options available
Join IMB Bank and play a key role in shaping quality lending outcomes across
residential lending.
We're looking for an experienced and commercially minded
Senior Credit Assessor
who thrives on complex lending scenarios, sound risk judgement, and delivering exceptional service to customers and stakeholders.
The Role
As a Senior Credit Assessor, you'll provide senior-level credit assessment and underwriting expertise across Residential Loans, and Commercial Loans where required.
You'll assess complex lending applications, provide technical guidance to the broader team, and help maintain a strong risk and compliance culture while supporting portfolio growth.
This is an opportunity to influence lending quality, mentor others, and contribute to continuous improvement initiatives within a collaborative and high-performing environment.
What you'll be doing
Assess and approve complex residential and commercial lending applications where required, including self-employed, company and trust structures
Apply advanced financial analysis, policy interpretation, and risk assessment skills
Manage policy exceptions and provide recommendations on escalated lending proposals
Partner closely with lenders to structure quality lending solutions
Coach and mentor Credit Assessors on complex scenarios and credit judgement
Support continuous improvement across lending systems, workflows, and processes
Ensure compliance with regulatory obligations, policies,



and delegated authorities
Build strong relationships with internal stakeholders, valuers, solicitors, and mortgage insurers.
What you'll bring
Extensive experience in residential and/or commercial lending within banking environments
Strong credit analysis and financial assessment capability
Deep understanding of Australian lending regulations and responsible lending obligations
Excellent communication, negotiation, and stakeholder management skills
Strong coaching and mentoring capability
Commercial acumen with the ability to balance customer outcomes and risk management
High attention to detail and ability to manage complex workloads effectively.
At IMB Bank, you'll be part of a values-driven organisation that supports professional growth, collaboration, and continuous improvement.
You'll have the opportunity to work with experienced professionals, contribute to meaningful transformation initiatives, and make a real impact on customer outcomes and portfolio performance.
We are proud of our 145-year history helping members achieve their financial goals.
As a member-owned bank, we're focused on delivering great experiences, trusted service, and innovative solutions that make banking easier.
An award winning and growing organisation, we've donated more than $13 million through our Community Foundation to over **** projects in the communities in which we live.
Additional benefits include:
Team-oriented and supportive team environment
Ongoing learning and professional development opportunities
Paid parental leave
Study assistance
Product concessions.
Applications close 13th September, ****.
#J-*****-Ljbffr

📌 Senior Credit Assessor (Melbourne)
🏢 Imb Bank
📍 Melbourne