Job Description
2mo ago , from Zoom Recruitment & Training
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Zoom Recruitment is currently partnering with a leading organisation to recruit experienced Credit Risk Analysts. This is an excellent opportunity for a detail-oriented and analytical professional to play a key role in assessing credit risk, supporting business growth, and ensuring compliance with internal policies.
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About the role: As a Credit Risk Analyst, you will be responsible for analysing customer creditworthiness, managing risk exposure, and providing high-quality insights and recommendations to minimise credit losses while supporting commercial outcomes. You will act as a key point of contact for credit assessments, limit reviews, and portfolio monitoring.
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Key responsibilities:
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Credit Analysis & Risk Assessment:
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Analyse financial statements and conduct detailed credit assessments (including profitability, cash flow, and capital structure)
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Assess and determine appropriate credit limits and terms for new and existing customers
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Identify and evaluate risks across transactions, products, and customer portfolios
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Monitor credit exposure, investigate limit breaches, and highlight early warning signs
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Conduct portfolio reviews, covenant checks, and ongoing risk monitoring
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Prepare clear, concise credit reports and recommendations for management
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Stakeholder Engagement:
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Liaise with internal stakeholders and customers to gain a strong understanding of business operations and risks
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Attend meetings, briefings, and engage with clients where required
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Support the Credit Risk Manager and contribute to team objectives
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Compliance & Process Improvement:
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Ensure all credit decisions align with company policies, procedures, and relevant legislation
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Maintain accurate financial records and reporting
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Assist in implementing process improvements within the credit function
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Monitor industry trends, client performance, and emerging risks
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About you:
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Proven experience in a Credit Risk / Credit Analyst role
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Strong financial analysis skills with the ability to interpret financial statements
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Excellent written and verbal communication skills
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High attention to detail with strong organisational and time management abilities
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Ability to work both independently and collaboratively in a team setting
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Degree in Finance, Commerce, Risk, or a related field (preferred)
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Intermediate to advanced skills in Microsoft Excel and Word
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What's on offer:
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Opportunity to work with a reputable organisation
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Supportive team environment
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Career growth and development opportunities
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📌 Credit Officer (New South Wales)
🏢 Zoom Recruitment
📍 New South Wales