Job Description
MUST have built either Application scorecards OR ECL/IFRS9 - least 2 strategic model builds.
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We're looking for a Credit Risk Analytics & Modelling Specialist to help shape smarter credit decisions, strengthen portfolio performance and support responsible growth.
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You'll work across Risk, Finance, Technology and Portfolio teams, using your expertise in credit modelling, analytics and data to drive meaningful commercial outcomes.
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What you'll do
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BUILD, enhance and monitor credit risk models and scorecards.
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Analyse lending strategies and policy changes to optimise risk-adjusted returns.
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Develop and maintain ECL PD, EAD and LGD models.
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Deliver risk dashboards, reporting and data solutions.
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Lead ECL and provisioning analysis, including macroeconomic forecasting.
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Turn complex analysis into clear, actionable insights for stakeholders.
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What you'll bring
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Credit risk modelling experience within banking, credit, consulting or a similar environment.
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YOU MUT have built 2-3 strategic models ECL/IFRS9. Not just LGD. This is KEY!!!!!
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Exp Building Application Scorecards is a huge advantage.
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Strong statistical and analytical capability.
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Advanced SQL and Python skills.
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Experience solving complex, ambiguous problems with data.
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Strong communication skills and the ability to influence non-technical stakeholders.
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A team-oriented, curious mindset with a focus on continuous improvement.
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Consumer/SME credit risk, decisioning platforms, macroeconomic forecasting or lending lifecycle experience? Even better.
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Melbourne based candidates only.
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📌 Credit Model Build (Ecl/Ifrs9) & Analytics Specialist (Victoria)
🏢 Ethos BeathChapman
📍 Victoria