MUST have built either Application scorecards OR ECL/IFRS9 - least 2 strategic model builds.
n
We're looking for a Credit Risk Analytics & Modelling Specialist to help shape smarter credit decisions, strengthen portfolio performance and support responsible growth.
n
You'll work across Risk, Finance, Technology and Portfolio teams, using your expertise in credit modelling, analytics and data to drive meaningful commercial outcomes.
n
What you'll do
n
n
- BUILD, enhance and monitor credit risk models and scorecards.
n
- Analyse lending strategies and policy changes to optimise risk-adjusted returns.
n
- Develop and maintain ECL PD, EAD and LGD models.
n
- Deliver risk dashboards, reporting and data solutions.
n
- Lead ECL and provisioning analysis, including macroeconomic forecasting.
n
- Turn complex analysis into clear, actionable insights for stakeholders.
n
n
What you'll bring
n
n
- Credit risk modelling experience within banking, credit, consulting or a similar environment.
n
- YOU MUT have built 2-3 strategic models ECL/IFRS9. Not just LGD. This is KEY!!!!!
n
- Exp Building Application Scorecards is a huge advantage.
n
- Strong statistical and analytical capability.
n
- Advanced SQL and Python skills.
n
- Experience solving complex, ambiguous problems with data.
n
- Strong communication skills and the ability to influence non-technical stakeholders.
n
- A cooperative, curious mindset with a focus on continuous improvement.
n
- Consumer/SME credit risk, decisioning platforms, macroeconomic forecasting or lending lifecycle experience? Even better.
n
- Melbourne based candidates only.
n
📌 Credit Model Build (ECL/I& Analytics Specialist (Victoria)
🏢 Ethos BeathChapman
📍 Victoria
Reply to this offer
Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.