So Money is a specialist non-bank mortgage manager based in North Sydney. We lend where the banks won't: alt-doc and self-employed borrowers, near-prime, expat and non-resident, SMSF and construction finance — all through the broker channel. We're adding a Relationship Manager who can both write loans and build the book.

The role

- Own and grow an allocated panel of accredited brokers — face-to-face, scenario workshopping and deal structuring, backed by a processing team that handles the file
- Recruit and accredit recent brokers — your own network is rewarded at a premium commission tier
- Originate and write direct client loans end-to-end
- Fully mobile: you're with brokers and clients, not at a desk. No office attendance requirement. You're measured on settlements and relationships, not hours

Why here and not a big non-bank

- Small team, direct line to credit and the directors — no ticket queues, no committees
- You structure the deal and own the relationship; our processing team runs the file to settlement so you stay in front of brokers, not behind a desk chasing documents
- Specialist products give you an answer for the scenarios other BDMs walk away from




- Real autonomy over your diary, with the support and hospitality budget to actually use it

What you'll need

- 3+ years writing residential/investment loans with demonstrable alt-doc / self-employed experience — non-bank or mortgage manager background strongly preferred
- Certificate IV in Finance & Mortgage Broking (Diploma preferred)
- A verifiable settlement track record — we will ask for numbers and check them
- Driver licence and a reliable, insured vehicle
- Clear police, bankruptcy and ASIC register checks (conditions of employment under our Australian Credit Licence)
- Mandarin/English bilingual highly regarded

The package

- Competitive base salary + 12% superannuation
- Per-kilometre vehicle allowance and a monthly client hospitality budget
- Uncapped quarterly commission across direct clients, panel growth and brokers you recruit — realistic OTE $140k–$160k+ at target volumes

Apply with your CV and a summary of your last 12 months' settlement volumes by channel. Shortlisted candidates complete a short practical scenario.

📌 Relationship Manager – Lending (North Sydney)
🏢 So Money
📍 North Sydney