Job Description
Credit Risk Analyst
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6-Month Fixed Term Contract | Parramatta, NSW
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About Heidelberg Materials Australia
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Heidelberg Materials Australia is a leading supplier of construction materials, with a proud history of supporting the nation's infrastructure. With operations across Australia, we are committed to safety, sustainability and investing in our people.
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Our people are at the heart of what we do, and we foster a collaborative culture where everyone plays a role in delivering strong outcomes for our customers and communities.
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The Role
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We are seeking a proactive and commercially minded Credit Risk Analyst to join our team on a 6-month fixed term contract based at our Parramatta office.
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Working closely with our Finance and Sales teams, you'll support the management of customer accounts, commercial trade credit assessments and collections activities across a diverse B2B customer portfolio.
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This is a hands‐on role that combines credit analysis, stakeholder engagement and customer relationship management.
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The role is primarily focused on commercial credit risk activities, with dedicated time each week supporting collections for an assigned customer portfolio.
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Key Responsibilities
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Credit & Commercial Risk Support
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Assess new and existing commercial trade credit applications, including reviewing financial statements, credit bureau reports, trade references and payment performance.
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Monitor customer credit limits, account performance and payment trends.
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Balance commercial opportunities with appropriate credit risk controls while supporting sales growth.
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Identify emerging risks and escape issues where required.
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Maintain accurate customer records and credit documentation.
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Assist with reporting and risk monitoring activities.
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Work closely with Sales and internal stakeholders to achieve positive commercial outcomes.
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Customer Account & Collections Support
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Manage collections and payment follow-up across an assigned customer portfolio.
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Negotiate payment outcomes and maintain strong customer relationships.
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Monitor and report on payment deterioration or adverse trends.
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Manage customer disputes and credit claims through to resolution.
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Manage customer orders in line with approved credit limits.
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Maintain accurate records of customer interactions and follow‐up activities.
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Collaborate with Sales and internal stakeholders to resolve issues impacting payment outcomes.
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About You
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You are a customer‐focused and commercially minded professional who enjoys problem solving, relationship building and achieving positive business outcomes.
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Experience & Skills
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Previous experience in Commercial Credit, Trade Credit,



Accounts Receivable or Collections within a B2B environment is essential.
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Experience assessing customer credit applications and ongoing account performance.
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Strong communication and negotiation skills.
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Ability to analyse information and identify potential risks.
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Excellent attention to detail and organisational skills.
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Ability to manage multiple priorities and meet deadlines.
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Intermediate Microsoft Office skills, particularly Excel.
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Experience in industries such as construction materials, manufacturing, industrial, building products, wholesale or distribution will be highly regarded.
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Attributes
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Commercially minded with a customer‐focused approach.
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Robust relationship‐building and stakeholder management skills.
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Proactive, organised and resilient.
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Collaborative team player with a solutions‐focused mindset.
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What We Offer
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Supportive and inclusive team environment.
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Exposure to both commercial credit and collections functions.
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Learning and development opportunities to build your career.
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Access to our Material Benefits program, including discounts, wellbeing initiatives and family support.
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A workplace that prioritises safety, respect and diversity.
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Heidelberg Materials Australia is an equal opportunity employer. We welcome applications from people of all backgrounds and experiences. Applicants must have full Australian working rights.
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We'll Make It Happen.

📌 Credit Risk Analyst | 6 Month Contract (Sydney)
🏢 Heidelberg Materials
📍 Sydney