Business Overview:

Join a growing, entrepreneurial private-credit platform with a differentiated approach to real estate lending. The business provides adaptable lending solutions across commercial property and offers a fast-paced environment with genuine exposure to deal execution, senior decision-makers and evolving private-credit products. The firm has been operating for over a decade and has grown materially, expanding its team domestically and internationally.

The Role:

This is an end-to-end underwriting role, partnering closely with Origination, senior credit leaders and legal stakeholders to assess lending opportunities, prepare approval materials and support deals from initial review through to completion.

The immediate focus is on non-bank commercial real estate lending, including first and second-mortgage opportunities. This particular team focuses on deals within the $1-10mio space. These deals often involve complex borrower structures, bespoke security packages, development consideration and nuanced valuation risk.

Key Responsibilities:

- Assess commercial and residential real estate lending opportunities.
- Analyse borrower financials, valuations, QS reports, feasibility studies and financial models.
- Identify key credit risks and develop appropriate mitigants.
- Prepare credit papers, investment committee materials, scorecards, term sheets and offer documentation.
- Work with Origination on end-to-end deal assessment and structuring.
- Support legal documentation, due diligence, treasury/risk processes and underwriting process improvement.
- Contribute to property and debt-market research, investor materials and capital-raising initiatives.

Ideal profile:



You will have at least two years’ experience in commercial real estate lending, private credit, banking or a related property-finance environment. Experience in a non-bank lender is well regarded, but the team is also open to high-potential candidates with strong analytical capability and the capacity to learn quickly.

You will bring

- Strong financial-statement analysis, Excel and credit-writing skills.
- Experience assessing real estate, development or asset-backed lending risk.
- Ability to understand complex company structures, recourse arrangements and the broader capital stack.
- Sound judgement, commercial curiosity and comfort making decisions amid ambiguity.
- A high-output mindset: able to turn a complete opportunity into an approval-ready paper within one to two days, without compromising quality.
- Clear communication and strong stakeholder management skills.

Why this role? This business is a first-identifier and first-mover within the lower-mid-market segment for real estate lending. This provides an opportunity to build broad private-credit experience in a business that values commercial thinking, pace and ownership. You will gain meaningful exposure to senior decision-makers and a diverse range of lending products.

Career progression:

Potential pathways include

- Progression into larger-ticket and more complex credit underwriting.
- Exposure to structured credit, construction lending and pre-development finance.
- Increasing involvement in Investment Committee submissions and transaction structuring.
- A future move into Origination for candidates interested in client-facing, commission-based dealmaking.

If you are interested and would like to hear more please apply or email [email protected] for a confidential discussion.

📌 Investment Analyst - Private Credit Real Estate (Sydney/Melbourne)
🏢 Platinum Pacific Partners
📍 Sydney