Job Description

Joinaspecialistlenderwhereyourcreditexpertisegenuinelymatters,workingon complexresidentialandcommercialdealswithrealdecision‐makingauthority. Thisroleoffersahigh‐trustenvironmentthatvaluessoundjudgement,technical excellence,andresponsiblelending.

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Why RedZed

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RedZed was founded in 2006 with a clear and easy vision to become the preferred lender to Australia's self-employed. Since then, RedZed has loaned $14 billion to more than 30,000 self-employed Australians via residential, commercial and SMSF finance solutions, empowering small business owners to achieve their personal and business finance goals.

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What You'll Be Doing

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- Assessandmakecreditdecisionsresidentialandcommercialmortgageapplications-couldincludeSMSF applicationstoo
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- Performsearchesandverifyinformationinlinewithcompanyguidelines
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- Adheretointernallendingpolicyandindustryregulations
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- Greatcommunicationskillstobuildstrongrelationshipswiththirdpartyintroducers andensurethatservicelevelsaremet
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- Liaisewithexternalstakeholders(e.g.valuers,solicitors)asrequired
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- Assessanddecisioncomplexresidentialandcommercialmortgageapplicationswhichmayrequireahigherdelegatedlendingauthority
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- DevelopandmanagerelationshipswithRedZedDirect.Assistingthemgeneratenew businessandmaintainaproductiverelationshipwithCreditbyhandlinganyescalatedmatters
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- Ensureproductselectionmeetsguidelines.
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About You

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YouareanexperiencedCreditAssessorwithastrongbackgroundinspecialistmortgagelendingandaprovenabilitytoexercisedelegatedlendingauthoritywithconfidenceandaccuracy.Withoverthreeyears'experienceinmanualcreditassessment,youbring deeptechnicalknowledgeacrossbothresidentialandcommerciallending,ideally includingexposuretoSMSFstructures.

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Youhaveacomprehensiveunderstandingoftheend‐to‐endmortgageprocessandare comfortableassessingcomplexlendingscenarioswhilebalancingcommercial outcomeswithresponsiblelendingobligations.Yourcurrentapprovalauthority(suchas DLA,DCAorCAD)reflectsyoursoundjudgement,attentiontodetail,andstrongrisk awarenesswithinthefinancialservicesenvironment.

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Yourdecision‐makingisunderpinnedbyasolidunderstandingofregulatoryand complianceframeworks,includingtheNationalCreditCodeProtectionAct,PrivacyAct andAML/CTFlegislation.Ideally,youholdaBachelor‐levelqualificationinFinance, Economics,orarelateddiscipline,withadditionalindustrycertificationssuchasa CertificateIVinFinanceandMortgageBrokingorCreditManagementconsidered advantageous.

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What's in it for you

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Supportandmentorshipfromindustryleaders,withopportunitiesforfurtherstudyin relevantfields.

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Manyofourleadershavebeenpromotedfromwithin,wechampionyourdevelopment andcareerprogression.

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Balancedhours,and"dressforyourday"tosupportyourlifestyle.

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Enjoyawellbeing Enjoy a wellbeing focussed culture: fresh fruit, flu vaccinations, ergonomic desk assessments, and accesstoourwellnessroom.

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Taketimetocelebrateandgivebackwithcharityleave,regularsocialevents,andteamcelebrations.

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Financialwellnessperksincludingpaidparentalleave,salarysacrificeoptions,novatedcarleasing,andaccesstocorporatediscounts.

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📌 Credit Assessor (New South Wales)
🏢 RedZed
📍 New South Wales