Job Description

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- Portfolio analysis and performance monitoring
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- Analyse portfolio trends, drivers, emerging risks, and opportunities across the credit lifecycle
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- Identify performance shifts and translate findings into clear, actionable recommendations
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- Provide analytical support to credit strategy development through segmentation analysis, decisioning performance review, and impact modelling
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- Support the design and testing of rule changes and policy adjustments
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- Use data and analytical tools to uncover meaningful patterns, validate business hypotheses, and quantify the impact of credit decisions on portfolio outcomes
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- Use advanced analytics, data tools, and modern platforms to improve portfolio understanding and identify opportunities to enhance credit strategies and processes
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- Partner with business, technology, operations, and risk teams to provide analytical support for credit decisions
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Requirements

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- Experience in credit risk, banking, or another analytics-led decision workplace where you have supported analytical or portfolio analysis work
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- Strong analytical capability, with the ability to interpret complex data, identify meaningful patterns, and derive insights that inform action
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- Skills in SQL, Python, SAS, Excel, Tableau, or similar tools used for analysis
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- Ability to translate analysis into clear, practical recommendations that balance customer outcomes, risk appetite, and business performance
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- Sound understanding of Australian retail credit portfolios, including key segments, performance drivers, and the broader risk landscape
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- Working knowledge of core portfolio metrics such as losses, recoveries, provisions, and return outcomes
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- Strong problem-solving, structured thinking, and analytical reasoning skills
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- Experience communicating analytical findings clearly to business and risk stakeholders
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- A curious mindset and willingness to keep learning and improving
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- A tertiary qualification in a quantitative, analytical, commercial, legal, technology, or related discipline is valued, or equivalent practical experience
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Core Competencies

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Demonstrates strong analytical capabilities in credit risk analysis, utilizing SQL, Python, and Tableau to derive actionable insights and support credit strategy development. Possesses a solid understanding of Australian retail credit portfolios and core portfolio metrics, effectively communicating findings to stakeholders.

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Highest-signal resume keywords

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- Credit Risk Analysis
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- SQL
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- Python
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- Tableau
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- Portfolio Performance Monitoring
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Hard Skills

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- Analytical Capability
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- Data Interpretation
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- Segmentation Analysis
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- Impact Modelling
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- Performance Review
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Soft Skills

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- Problem-Solving
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- Structured Thinking
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- Analytical Reasoning
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- Curiosity
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- Communication
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Certifications & Qualifications

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- Tertiary Qualification in Quantitative Discipline
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Industry Keywords

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- Australian Retail Credit Portfolios
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- Performance Drivers
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- Risk Landscape
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- Portfolio Metrics
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- Credit Decisions
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Tools & Technologies

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- SAS
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- Excel
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- Data Tools
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- Modern Platforms
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📌 Senior Credit Risk Analyst (New South Wales)
🏢 Jobtailor
📍 New South Wales