Head of Product, Pricing & Portfolio - Home Lending

Role Highlights: Career-defining opportunity to own the Head of Product function within a leading Financial Institution, at a pivotal moment of growth. Report directly to the a high profile Divisional Executive, with a clear mandate to bring pricing and portfolio discipline to a rapidly scaling loan book.

Role Overview

The business is in a period of accelerated growth, looking to appoint a new leader to oversee the Product, Pricing and Portfolio strategy across one of it's highest performing divisions to support continued scale.

As a Financial Institution competing against shifting funding costs, RBA rate movements and regulatory change, this is a role for a high energy specialist who wants to manage credit performance whilst supporting a highly capable distribution team and network.

Responsibilities

- Own product management end-to-end - origination volume, NIM, ROIC, AUM, pricing and discount policy, budget and profitability reporting, and regulatory monitoring
- Lead new product development, including roadmap ownership, business case, market opportunity identification and technology/data partner relationships
- Translate broker, aggregator and customer insight into pricing and policy recommendations, developing relationships with Sales and Distribution
- Ensure products and collateral remain compliant, up to date and integrate well with partners




- Coach and build the capability of a robust operational and technical team

Candidate Profile

You will be a senior product and portfolio leader with genuine P&L; ownership experience, using your relationship style to lead a function where influence and trust-building are critical.

You will bring:

- Senior portfolio strategy experience with real P&L; ownership rather than operating as a silo
- Lending product management experience within banking, mutual or non-bank lending, with home lending essential and solid exposure to Product Development, Portfolio and Pricing
- Working fluency with credit risk and portfolio metrics, including origination volume, NIM, ROIC, AUM and Loan Loss Provisioning
- A genuine understanding of funding cost and how it flows into pricing, along with strong broker and distribution partner exposure
- Influence-led leadership; comfortable holding a disciplined, evidence-led position with senior stakeholders

This is a rare opportunity to build a function in a high performing business, backed by full executive support and a clearly flagged pathway to future opportunities within the business.

- Join a business in a period of high growth, with a clear mandate and full backing to build pricing and portfolio sophistication
- A flagged succession pathway into future executive roles as the function and your impact grows
- Convenient location with minimal travel and hybrid working

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📌 Head of Product, Pricing & Portfolio - Home Lending (New South Wales)
🏢 Reo Group
📍 New South Wales