Join Australian Retirement Trust as our Manager, Product and Services Risk. In this influential leadership role, you'll provide independent Line 2 risk oversight, advice and challenge across our Product and Services business area. You'll partner with senior leaders to strengthen risk management practices, uplift risk capability, support strategic initiatives, and help ensure risks are effectively identified, managed and reported while enabling confident business decision-making.

Description
We're all about helping our members make the most of their money. And while they go after their goals, you can too. As a Manager, Product and Services Risk, you'll play a pivotal role in supporting our Product and Services teams through independent Line 2 risk oversight, advice and challenge. You'll help ensure risks are effectively identified, assessed, managed and reported in line with our Risk Management Framework, regulatory obligations and risk appetite settings.

You'll partner with senior leaders and executives, providing trusted guidance on risk implications while balancing innovation, governance and operational resilience. You'll also lead a talented team and contribute to a solid risk culture that enables confident decision-making across the business.

This role is ideal for someone who enjoys working in a fast-paced environment, navigating complex change, and influencing stakeholders across multiple levels of an organisation.

This role is a permanent opportunity and is based in Brisbane, Sydney or Melbourne.

Responsibilities
Day to day, you'll:

- Provide expert Line 2 risk oversight across the Product and Services business area.
- Review and challenge risk assessments, controls and mitigation strategies to ensure alignment with the Risk Management Framework.
- Advise leaders and executives on risk implications and support sound decision-making.




- Lead or participate in governance forums and contribute to executive and board risk reporting.
- Partner with first and third line teams to support effective risk management and assurance activities.
- Drive a strong risk culture through coaching, leadership and capability uplift initiatives.
- Lead and develop team members within an inclusive, high-performing environment.
- Deliver targeted assurance activities to assess the effectiveness of key controls and risk management practices.

Qualifications
It goes without saying you'll be a great communicator with top notch interpersonal skills. We'll also expect you to pick up problems and come up with quick, creative ways to solve them. It's quite likely you tick some of the following boxes too:

- You have deep expertise in enterprise risk management frameworks, methodologies and controls.
- Your experience includes operational risk, compliance and risk governance within complex organisations.
- You'll have successfully embedded risk practices within strategic programs, initiatives or transformation activities.
- You're confident independently reviewing and challenging risks associated with products, services and business strategy.
- You bring strong knowledge of APRA Prudential Standards, compliance frameworks and control assurance processes.
- Your ability to work through ambiguity and adapt to changing priorities sets you apart.
- You'll hold a relevant tertiary qualification or equivalent professional experience.
- You're experienced in developing risk controls,



assessments and mitigation strategies, with exposure to incident management or risk analytics considered advantageous.

Why join us?
Bring your potential to Australian Retirement Trust and unleash our monster possibilities:

- You'll get 14% super as standard, to help your future come alive.
- Build a career to be proud of through excellent training and development opportunities.
- Balance your work between in-person days at our purpose-built hubs and working from home.
- In the office, enjoy end of trip facilities, a yoga and multi-faith room, parent and carer rooms, quiet rooms, BrewHub coffee facilities, and collaborative team spaces.

We use technology, including artificial intelligence (AI), to support parts of our recruitment process - such as reviewing applications, supporting screening interviews, reference checking, and matching skills to roles. All final hiring decisions are made by people.

By applying, you agree to the use of these technologies as part of the recruitment process.

About us
Our 2.4 million members trust us to take care of around $375 billion in retirement savings. And we help them take charge of their finances and face the future with confidence. Our inclusive culture means you'll be valued and heard in a respectful workplace. We've created an environment where you can be yourself and do amazing work. It's that simple.

Everyone is welcome to apply. We value diverse thinking, cultures, perspectives, backgrounds, and abilities. Awaken your career at Australian Retirement Trust and apply now. Applications close 11th September2026.

We don't want to leave you with a monstrous wait. So, you'll hear from us after the closing date to find out whether you've made it through to the next round or not. Being fair and up-front is important to us - and recruitment is no different.

📌 Manager - Product and Services Risk (Sydney)
🏢 Australian Retirement Trust
📍 Sydney