Primary responsible for managing the credit risk of the lending portfolio. This includes assessing asset quality, analysing portfolio performance and trends, ensuring compliance with regulatory and internal requirements, conducting hindsight reviews, and overseeing Risk-Weighted Assets (RWA) calculation and reporting. The position is to support the strategic direction of RMD based on Bank's overall risk appetite and strategy.
Responsible for reviewing and maintaining credit risk related policy and procedure in accordance with regulatory and internal requirement
Monitor and analyse lending portfolio performance trends on a regular basis, tracking key risk indicators (KRIs).
Responsible for the calculation, monitoring, and reporting of Risk-Weighted Assets (RWA) in accordance with local/HO regulatory standards
Conduct independent hindsight reviews as 2nd line of defence.
Prepare and submit regular and ad hoc credit risk related APRA return, management and HO report
Other and ad hoc tasks





Knowledge/Skills
Positive knowledge in credit risk management and understanding of relevant regulatory requirements
Experience working with large data sets and using analytical tools such as advanced Excel, SQL preferable
Excellent verbal and written language ability in both English and Mandarin
Effective communication and interpersonal skills to collaborate with cross-functional teams
Independent, capable to manage evolving risks and able to influence stakeholders for better practices

Experience/Qualifications
At least 3 years of experience in the financial services industry, preferably banking or qualified services
Related skilled qualification such as CFA, FRM or similar credentials, not mandatory but preferable

Candidates must have must have PR or NZ/ Australian Citizenship to be considered.

📌 Risk Manager Credit Risk Sydney
🏢 Bank Of China
📍 Sydney