Job Description
JS Careers have been engaged by a leading institutional bank who are seeking a Credit Risk specialist with a focus on Real Estate/CRE to join their team in Sydney. In this role, you will assess and manage credit risk across a portfolio of real estate clients, working closely with Relationship Managers and Risk teams to exercise sound, balanced lending decisions across Real Estate and Complex transactions.
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Responsibilities
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Review credit proposals and identify key risks within the real estate portfolio
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Make informed credit decisions within delegated authority
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Build strong relationships across the business and provide clear guidance on risk
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Partner with Relationship Managers and Risk teams to shape credit strategy
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Monitor portfolio performance and identify emerging risks early
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Contribute practical, balanced solutions to credit and risk challenges
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Champion a consistent, disciplined risk culture
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Requirements
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Experience assessing, managing and decisioning credit risk,



ideally with strong Real Estate exposure
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Familiarity with the Australian and/or New Zealand real estate marketsStrong analytical skills and sound, balanced judgement under pressure
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Confidence operating within delegated authority on higher-value transactions
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Excellent stakeholder management and communication skills, including the ability to navigate challenging conversations
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A team-oriented, proactive approach to managing competing priorities in a fast-paced environment
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What's on Offer
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Genuine exposure to Real Estate and Complex transactions
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The opportunity to develop credit judgement within a disciplined, supportive risk culture
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Close collaboration with experienced Relationship Managers and Risk professionals
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The backing and scale of one of Australia's leading institutional banks
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📌 Associate Director - Credit Risk - Real Estate (New South Wales)
🏢 JS Careers
📍 New South Wales