Job Description
Portfolio & Credit Risk Manager
n Sydney | Non-Bank Real Estate Lender
n Our client is a non-bank lender specialising in real estate finance, having grown from a startup to around $1.5 billion in loans under management over the past 10 years.
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This is a newly created role sitting between senior leadership and the credit team, covering loan documentation, portfolio management, credit risk and workout situations. You'll report directly to leadership and hold final sign-off on loan documents and security packages before they go to the Board, so it's hands-on, not just an oversight seat.
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What you'll be doing
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Reviewing credit submissions and committee papers ahead of executive and Board approval
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Final review of loan documentation and security packages
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Monitoring the loan portfolio, including covenant testing and credit risk
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Flagging emerging risks and recommending mitigation
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Running insolvency, workout and recovery processes on distressed loans
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Working directly with lawyers, insolvency practitioners, valuers and borrowers
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Partnering with credit, risk and leadership to keep lending outcomes strong
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Supporting the credit analyst team
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Who we're after
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Likely background in insolvency & restructuring, real estate debt advisory, non-bank lending, private credit, commercial property finance, or credit/portfolio risk.
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You'll need:
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Solid understanding of real estate lending structures
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Comfort reviewing facility agreements, securities, guarantees, deeds and mortgage documentation
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Exposure to distressed debt, workouts or insolvency
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Experience with covenant compliance
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Robust stakeholder skills
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A hands-on, commercial approach
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Preferred
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Real estate lending experience is essential
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Construction/development
finance experience is a plus
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Insolvency or restructuring background strongly preferred
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Comfortable with complex or stressed lending situations
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📌 Portfolio & Credit Risk Manager (New South Wales)
🏢 Perigon Group
📍 New South Wales