Job Description
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Portfolio analysis and performance monitoring
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Analyse portfolio trends, drivers, emerging risks, and opportunities across the credit lifecycle
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Identify performance shifts and translate findings into transparent, actionable recommendations
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Provide analytical support to credit strategy development through segmentation analysis, decisioning performance review, and impact modelling
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Support the design and testing of rule changes and policy adjustments
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Use data and analytical tools to uncover meaningful patterns, validate business hypotheses, and quantify the impact of credit decisions on portfolio outcomes
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Use advanced analytics, data tools, and modern platforms to improve portfolio understanding and identify opportunities to enhance credit strategies and processes
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Partner with business, technology, operations, and risk teams to provide analytical support for credit decisions
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Requirements
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Experience in credit risk, banking, or another analytics-led decision environment where you have supported analytical or portfolio analysis work
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Strong analytical capability, with the ability to interpret complex data, identify meaningful patterns, and derive insights that inform action
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Skills in SQL, Python, SAS, Excel, Tableau, or similar tools used for analysis
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Ability to translate analysis into clear, practical recommendations that balance customer outcomes, risk appetite, and business performance
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Sound understanding of Australian retail credit portfolios, including key segments, performance drivers, and the broader risk landscape
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Working knowledge of core portfolio metrics such as losses, recoveries, provisions, and return outcomes
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Strong problem-solving, structured thinking, and analytical reasoning skills
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Experience communicating analytical findings clearly to business and risk stakeholders
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A curious mindset and willingness to keep learning and improving
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A tertiary qualification in a quantitative, analytical, commercial, legal, technology, or related discipline is valued, or equivalent practical experience
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Core Competencies
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Demonstrates strong analytical capabilities in credit risk analysis, utilizing SQL, Python, and Tableau to derive actionable insights and support credit strategy development. Possesses a solid understanding of Australian retail credit portfolios and core portfolio metrics, effectively communicating findings to stakeholders.
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Highest-signal resume keywords
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Credit Risk Analysis
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SQL
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Python
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Tableau
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Portfolio Performance Monitoring
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Hard Skills
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Analytical Capability
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Data Interpretation
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Segmentation Analysis
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Impact Modelling
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Performance Review
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Soft Skills
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Problem-Solving
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Structured Thinking
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Analytical Reasoning
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Curiosity
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Communication
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Certifications & Qualifications
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Tertiary Qualification in Quantitative Discipline
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Industry Keywords
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Australian Retail Credit Portfolios
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Performance Drivers
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Risk Landscape
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Portfolio Metrics
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Credit Decisions
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Tools & Technologies
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SAS
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Excel
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Data Tools
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Modern Platforms
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#J-*****-Ljbffr

📌 Senior Credit Risk Analyst (New South Wales)
🏢 Jobtailor
📍 New South Wales