We're looking for a Credit Analyst who owns the full credit cycle — end to end. That means you're across it from the moment an application lands on your desk to the day it settles (and beyond). You'll work closely with originators, funders, valuers, and solicitors, and you'll have the autonomy to make considered, well-reasoned lending decisions.

This is a hands-on role in a business that's scaling, so there's real chance to grow your career.

The role:
Assess loan applications end to end — income verification, DTI ratios, employment stability, security risk, and full documentation review
Structure and process loan applications in line with funder requirements, LMI criteria, Sintex guidelines, and applicable state and federal regulations
Manage all loan variations and increases from initial assessment through to instruction and settlement
Request and assess property valuations; evaluate security risks




Identify lending risks early and recommend practical mitigation strategies
Prepare and dispatch correspondence across all loan programmes

What You Need:
Minimum 2 years' experience as a Credit Analyst within residential lending
Solid working knowledge of: NCCP, AML/CTF, Privacy Act, Corporations Act, and PPSA
Robust financial analysis skills — you can read a set of financials and know what questions to ask
High attention to detail with the ability to work under pressure and meet deadlines without sacrificing quality
Explicit, confident communicator — written and verbal
You're collaborative but can work independently; you don't need to be micromanaged
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📌 Credit Analyst Residential City Of Sydney
🏢 Impel Management
📍 City of Sydney