Job Description
Joinaspecialistlenderwhereyourcreditexpertisegenuinelymatters,workingon
complexresidentialandcommercialdealswithrealdecision
‐makingauthority.
Thisroleoffersahigh
‐
trustenvironmentthatvaluessoundjudgement,technical
excellence,andresponsiblelending.
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Why RedZed
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RedZed was founded in **** with a clear and straightforward vision to become the preferred lender to Australia's self-employed. Since then, RedZed has loaned $14 billion to more than 30,000 self-employed Australians via residential, commercial and SMSF finance solutions, empowering small business owners to achieve their personal and business finance goals.
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What You'll Be Doing
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Assessandmakecreditdecisionsresidentialandcommercialmortgageapplications
-couldincludeSMSF applicationstoo
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Performsearchesandverifyinformationinlinewithcompanyguidelines
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Adheretointernallendingpolicyandindustryregulations
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Greatcommunicationskillstobuildstrongrelationshipswiththirdpartyintroducers
andensurethatservicelevelsaremet
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Liaisewithexternalstakeholders(e.g.valuers,solicitors)asrequired
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Assessanddecisioncomplexresidentialandcommercialmortgageapplicationswhichmayrequireahigherdelegatedlendingauthority
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DevelopandmanagerelationshipswithRedZedDirect.Assistingthemgeneratenew
businessandmaintainaproductiverelationshipwithCreditbyhandlinganyescalatedmatters
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Ensureproductselectionmeetsguidelines.
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About You
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YouareanexperiencedCreditAssessorwithastrongbackgroundinspecialistmortgagelendingandaprovenabilitytoexercisedelegatedlendingauthoritywithconfidenceandaccuracy.Withoverthreeyears
'




experienceinmanualcreditassessment,youbring
deeptechnicalknowledgeacrossbothresidentialandcommerciallending,ideally
includingexposuretoSMSFstructures.
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Youhaveacomprehensiveunderstandingoftheend
‐to‐
endmortgageprocessandare
comfortableassessingcomplexlendingscenarioswhilebalancingcommercial
outcomeswithresponsiblelendingobligations.Yourcurrentapprovalauthority(suchas
DLA,DCAorCAD)reflectsyoursoundjudgement,attentiontodetail,andstrongrisk
awarenesswithinthefinancialservicesenvironment.
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Yourdecision‐
makingisunderpinnedbyasolidunderstandingofregulatoryand
complianceframeworks,includingtheNationalCreditCodeProtectionAct,PrivacyAct
andAML/CTFlegislation.Ideally,youholdaBachelor
‐
levelqualificationinFinance,
Economics,orarelateddiscipline,withadditionalindustrycertificationssuchasa
CertificateIVinFinanceandMortgageBrokingorCreditManagementconsidered
advantageous.
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What's in it for you
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Supportandmentorshipfromindustryleaders,withopportunitiesforfurtherstudyin
relevantfields.
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Manyofourleadershavebeenpromotedfromwithin,wechampionyourdevelopment
andcareerprogression.
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Balancedhours,and"dressforyourday"
tosupportyourlifestyle.
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Enjoyawellbeing Enjoy a wellbeing focussed culture: fresh fruit, flu vaccinations, ergonomic desk assessments, and
accesstoourwellnessroom.
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Taketimetocelebrateandgivebackwithcharityleave,regularsocialevents,andteamcelebrations.
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Financialwellnessperksincludingpaidparentalleave,salarysacrificeoptions,novatedcarleasing,andaccesstocorporatediscounts.
#J-*****-Ljbffr

📌 Credit Assessor (New South Wales)
🏢 RedZed
📍 New South Wales