Hermes Capital Australia is a boutique
private credit and commercial finance firm
providing tailored, agile and practical funding solutions to businesses across a range of industries.
As we continue to grow, we're looking for a commercially minded,
switched-on Commercial Credit Analyst
to join our team and support transactions from initial assessment through to settlement.
This isn't just a number-crunching role.
You need to be comfortable with financial statements, cash flow, credit analysis and spreadsheets. But just as importantly, you need
common sense, curiosity, critical thinking and practical commercial judgement
.
We want someone who can look beyond the numbers and ask:
What is actually happening in this business?
Is the narrative reflected in the financials?
Where does repayment really come from?
What could go wrong?
What information actually matters, what's noise, and what's missing?
Can the risks be addressed through sensible structuring?
What needs to happen to get this deal settled?
What You'll Do
You'll work closely with our origination team and senior management across the full deal lifecycle.
Credit & Commercial Analysis
Assess commercial finance applications and analyse financial and supporting information
Understand the business, cash flow, servicing, security and exit strategy behind each transaction
Identify inconsistencies, missing information and risks requiring further investigation
Undertake company, industry and transaction-specific research
Prepare concise credit submissions with clear recommendations




Help structure commercially sensible transactions while appropriately managing risk
Deal Execution & Settlements
Take ownership of approved transactions through to settlement
Coordinate borrowers, brokers, solicitors, valuers, funders and other stakeholders
Manage conditions precedent, documentation and settlement requirements
Anticipate and resolve issues before they delay a transaction
Ensure settlement figures and documentation are accurate
Keep deals moving and stakeholders informed
AI Is Part of the Job
We actively use AI and technology to improve how we analyse transactions and operate our business.
You don't need to be an AI expert or programmer. You do need to be comfortable using AI to
make yourself a better analyst
- to interrogate information, research businesses and industries, identify anomalies, compare documents, accelerate analysis and improve workflows.
AI can help you reach an answer faster. It can't replace your judgement.
You'll be expected to verify information, challenge assumptions and form your own commercial view.
Who We're Looking For
You'll ideally have experience in
commercial lending, private credit, banking, finance or a related analytical role
. But your exact background matters less than how you think and operate.




We're looking for someone who:
Has robust common sense, critical thinking and commercial judgement
Is curious, asks good questions and notices when something doesn't make sense
Can analyse financial information without losing sight of the bigger picture
Can distinguish what matters from what doesn't—and identify what's missing
Is comfortable forming and defending a view
Is practical, solutions-oriented and takes ownership
Can manage multiple live transactions and competing deadlines
Communicates confidently with clients and professional stakeholders
Embraces AI, technology and better ways of working
Has strong attention to detail
Experience in commercial credit or lending and a relevant degree will be highly regarded, but
capability, judgement and attitude matter more to us than collecting credentials.
Why Hermes Capital?
You'll join a small, capable team where you can see and influence the
entire transaction
, rather than analysing one piece before passing it to another department.
You'll work directly with experienced decision-makers, gain exposure to credit and transaction structuring, use modern technology and AI, and have meaningful responsibility from an early stage.
As Hermes Capital grows, there will be opportunities to expand your responsibilities across credit, transactions, portfolio management and broader commercial functions.
If you're the type of person who looks at a deal and instinctively asks, "Does this actually make sense?" - we'd like to hear from you.
#J-*****-Ljbffr

📌 Commercial Credit Analyst (New South Wales)
🏢 Hermes Capital Australia
📍 New South Wales