Job Description
Joinaspecialistlenderwhereyourcreditexpertisegenuinelymatters,workingoncomplexresidentialandcommercialdealswithrealdecision‐makingauthority.Thisroleoffersahigh‐trustenvironmentthatvaluessoundjudgement,technicalexcellence,andresponsiblelending.
Why RedZed
RedZed was founded in **** with a explicit and simple vision to become the preferred lender to Australia's self-employed.
Since then, RedZed has loaned $14 billion to more than 30,000 self-employed Australians via residential, commercial and SMSF finance solutions, empowering small business owners to achieve their personal and business finance goals.
What You'll Be Doing
Assessandmakecreditdecisionsresidentialandcommercialmortgageapplications-couldincludeSMSF applicationstoo
Performsearchesandverifyinformationinlinewithcompanyguidelines
Adheretointernallendingpolicyandindustryregulations
Greatcommunicationskillstobuildstrongrelationshipswiththirdpartyintroducersandensurethatservicelevelsaremet
Liaisewithexternalstakeholders(e.g.valuers,solicitors)asrequired
Assessanddecisioncomplexresidentialandcommercialmortgageapplicationswhichmayrequireahigherdelegatedlendingauthority
DevelopandmanagerelationshipswithRedZedDirect.AssistingthemgeneratenewbusinessandmaintainaproductiverelationshipwithCreditbyhandlinganyescalatedmatters
Ensureproductselectionmeetsguidelines.
About You




YouareanexperiencedCreditAssessorwithastrongbackgroundinspecialistmortgagelendingandaprovenabilitytoexercisedelegatedlendingauthoritywithconfidenceandaccuracy.Withoverthreeyears'experienceinmanualcreditassessment,youbringdeeptechnicalknowledgeacrossbothresidentialandcommerciallending,ideallyincludingexposuretoSMSFstructures.
Youhaveacomprehensiveunderstandingoftheend‐to‐endmortgageprocessandarecomfortableassessingcomplexlendingscenarioswhilebalancingcommercialoutcomeswithresponsiblelendingobligations.Yourcurrentapprovalauthority(suchasDLA,DCAorCAD)reflectsyoursoundjudgement,attentiontodetail,andstrongriskawarenesswithinthefinancialservicesenvironment.
Yourdecision‐makingisunderpinnedbyasolidunderstandingofregulatoryandcomplianceframeworks,includingtheNationalCreditCodeProtectionAct,PrivacyActandAML/CTFlegislation.Ideally,youholdaBachelor‐levelqualificationinFinance,Economics,orarelateddiscipline,withadditionalindustrycertificationssuchasaCertificateIVinFinanceandMortgageBrokingorCreditManagementconsideredadvantageous.
What's in it for you
Supportandmentorshipfromindustryleaders,withopportunitiesforfurtherstudyinrelevantfields.
Manyofourleadershavebeenpromotedfromwithin,wechampionyourdevelopmentandcareerprogression.
Balancedhours,and"dressforyourday"tosupportyourlifestyle.
Enjoyawellbeing Enjoy a wellbeing focussed culture: fresh fruit, flu vaccinations, ergonomic desk assessments, andaccesstoourwellnessroom.
Taketimetocelebrateandgivebackwithcharityleave,regularsocialevents,andteamcelebrations.
Financialwellnessperksincludingpaidparentalleave,salarysacrificeoptions,novatedcarleasing,andaccesstocorporatediscounts.
#J-*****-Ljbffr

📌 Credit Assessor (New South Wales)
🏢 RedZed
📍 New South Wales