Job Description
Senior Credit Manager – Sydney office.
The role will be critical in driving timely and disciplined credit decisions and acting as a key senior interface between Mortgage Managers and Pallas Group stakeholders.
Key Responsibilities
Assess and approve residential and commercial real estate lending opportunities in line with Funding Partner risk appetite
Provide front‐end credit input to origination teams, including deal structuring, risk assessment and suitability prior to terms being issued
Lead credit due diligence across transactions, including review of valuations, development feasibilities, cash flows and borrower financials
Prepare and review detailed credit papers for Investment Committee and lending approval
Act as a primary Delegated Lending Authority
Balance risk and return outcomes in line with investor expectations, funding source parameters and internal credit policy
Partner with Legal on loan documentation, negotiations, credit conditions and waivers
Support effective portfolio management, including covenant compliance, arrears oversight and investor reporting




Contribute to the continuous improvement of underwriting standards, tools, templates and processes
Mentor and support credit team members within a high‐performing, collaborative environment
About You
Tertiary qualifications in Finance, Commerce, Property Economics, Accounting or a related discipline
10+ years' experience in private credit, real estate finance, investment banking or property development
5-7 years' experience as a primary credit approver, holding Delegated Lending Authority of $5-10 million for a minimum of 12 months
Proven experience within a non‐bank lending or funds management environment
Solid financial analysis capability, including review of development feasibilities and valuation reports
Sound commercial judgement with a strong investor‐outcomes focus
Confident communicator with the ability to influence senior stakeholders
Agile, deal‐focused mindset with a commitment to continuously improving credit and underwriting standards
#J-*****-Ljbffr

📌 Senior Credit Manager (New South Wales)
🏢 Pallas Capital
📍 New South Wales